What is cibil ? What is good cibil score ? What are different type of Dpd in cibil.SUB SMA ,WRITTEN OFF etc etc. Types of loan ? How to calculate banking and identify which is bussiness transaction . Many Questions on based of job experience in credit.

Question

Accepted Answer

CIBIL is a credit information company in India. A good CIBIL score indicates creditworthiness. Different types of DPD in CIBIL include SUB SMA, Written Off, etc.

CIBIL is a credit information company that collects and maintains credit records of individuals and businesses in India.
A good CIBIL score is typically above 750 and indicates a high level of creditworthiness.
Different types of DPD (Days Past Due) in CIBIL include SUB SMA (Sub-Standard Special Mention Account), Written Off, etc.
Types of loans include personal loans, home loans, car loans, business loans, etc.
Banking transactions can be calculated by analyzing the inflow and outflow of funds in a bank account.
Business transactions can be identified by examining the nature and purpose of the transaction, such as payments to suppliers or revenue from sales.

Accepted Answer

Personal loan cbil is above 740 in loan eligible.incase below 740 customer is add o.5 % on additional adding.there are various loan type include, personal loan.educational loan, home loan, auto loan, commercial vehicles,lap lac, business loan,etc.... credit is must to login file

Accepted Answer

Cibil is credit score.good cibil score is minimum 750 max 900

What is cibil ? What is good cibil score ? What are different type of Dpd in cibil.SUB SMA ,WRITTEN OFF etc etc. Types of loan ? How to calculate banking and identify which is bussiness transaction . Many Questions on based of job experience in credit.

Top HR questions asked in Cholamandalam Investment & Finance Area Credit Operations Manager