AIG Hospital Interview Questions and Answers

Global economic indicators suggest a possible recession.

• Trade tensions between US and China have led to a slowdown in global trade.

• Many countries are experiencing low economic growth rates.

• Central banks are cutting interest rates to stimulate growth.

• Inverted yield curves in bond markets indicate investor pessimism.

• Political uncertainty, such as Brexit, is causing instability in markets.

Jet Airways

• Jet Airways, once India's largest private airline, filed for bankruptcy in April 2019

• The airline had accumulated a debt of over Rs 8,000 crore

• Jet Airways had to ground all its flights and lay off thousands of employees

Hedge funds are pools of capital managed aggressively while private equity invests in private companies with the aim of improving their operations.

• Hedge funds are more actively managed and use a variety of investment strategies to generate high returns.

• Private equity firms invest in private companies with the aim of improving their operations and then selling them for a profit.

• Hedge funds are typically open to a wider range of investors, while private equity is usually only a...read more

Counterparty credit risk is the risk of loss due to a counterparty's failure to meet its financial obligations.

• It is the risk that a counterparty will default on a financial obligation

• It is a type of credit risk that arises from the potential that the counterparty will not fulfill its contractual obligations

• It can be mitigated through credit analysis and risk management techniques

• Examples include the risk of a borrower defaulting on a loan or a company failing to pay its supp...read more

Financial statements include balance sheet, income statement, and cash flow statement. Ratios include liquidity, profitability, and solvency ratios.

• Balance sheet shows a company's assets, liabilities, and equity at a specific point in time

• Income statement shows a company's revenue, expenses, and net income over a period of time

• Cash flow statement shows a company's cash inflows and outflows over a period of time

• Liquidity ratios measure a company's ability to meet short-term ob...read more