How do you Verify credit worthiness of person

Question

Accepted Answer

To verify credit worthiness of a person, various factors are considered such as credit history, income, employment status, and debt-to-income ratio.

Check the person's credit history by reviewing their credit report
Assess the person's income and employment status to determine their ability to repay the credit
Calculate the person's debt-to-income ratio to evaluate their financial stability
Consider the person's existing debts and payment history
Verify the person's identity and contact information
Analyze any collateral or assets the person may have
Review the person's credit score and credit utilization
Assess the person's payment behavior and history with other creditors
Consider any references or recommendations from previous lenders

Accepted Answer

With the help of his documents n way of his talking if he talk decent that means he belongs to a good designation. He have great image on the market n wiry the help if his document we come to know his designation his bank balance n his good report also

How do you Verify credit worthiness of person

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