Axis Bank
Bharat Sanchar Nigam Interview Questions and Answers
Q1. How will you convince a school secretary to open account with your bank?
To convince a school secretary to open an account with our bank, we can highlight the benefits, offer personalized services, provide incentives, and build trust.
Explain the benefits of opening an account with our bank, such as competitive interest rates, convenient online banking, and a wide range of financial products.
Offer personalized services tailored to the school secretary's needs, such as a dedicated account manager, assistance with financial planning, and special offe...read more
Q2. What is crosselling,upselling and downsizing
Cross-selling is selling related products to a customer, upselling is selling a higher-end product, and downsizing is reducing the size of a company.
Cross-selling involves offering complementary products to a customer who has already made a purchase, such as offering a phone case to someone who just bought a phone.
Upselling involves convincing a customer to purchase a more expensive version of a product they are interested in, such as a customer buying a luxury car instead of...read more
Q3. How is Identification of khassra properties done?
Khassra properties are identified through land records and physical inspection.
Land records are checked to determine ownership and usage of the land.
Physical inspection is done to verify the current state and usage of the land.
Khassra properties are typically agricultural land that is not being used for its intended purpose.
The identification process may involve consultation with local authorities and community members.
Once identified, appropriate action can be taken to eithe...read more
Q4. How will you audit procurement department
Audit procurement department by reviewing procurement policies, contracts, invoices, and supplier performance.
Review procurement policies and procedures to ensure compliance with regulations and company standards
Examine contracts to ensure they are legally binding and contain favorable terms for the company
Analyze invoices to ensure accuracy and identify any discrepancies
Evaluate supplier performance to ensure quality and timely delivery of goods and services
Conduct interview...read more
Q5. Banking growth with proper rbi guidelines
Banking growth can be achieved by following proper RBI guidelines.
Proper implementation of RBI guidelines ensures stability and growth in the banking sector.
RBI guidelines help in maintaining financial discipline and preventing fraudulent activities.
Compliance with RBI guidelines enhances customer trust and confidence in the banking system.
RBI guidelines promote financial inclusion by encouraging banks to reach out to underserved areas and populations.
Examples of RBI guidelin...read more
Q6. Explain the products details
Our products are high-quality, innovative solutions designed to meet the needs of our customers.
Wide range of products available for different industries and applications
Products are designed with cutting-edge technology and superior materials
Customization options available to meet specific requirements
Examples: software solutions for data management, hardware products for industrial automation
Q7. Relationship inviroment
Relationship environment refers to the dynamics and interactions between individuals within a group or organization.
Positive relationships foster collaboration and productivity
Open communication and trust are key components of a healthy relationship environment
Conflict resolution skills are important in maintaining positive relationships
Examples: team building activities, regular feedback sessions, conflict mediation workshops
Q8. Work place in bank
The work place in a bank is typically a professional environment with various departments and roles.
Bank branches have customer service areas, teller stations, loan officers, and managers.
Back office departments include operations, compliance, and risk management.
Employees must adhere to strict security protocols and confidentiality policies.
Teamwork and communication are essential for smooth operations.
Technology plays a crucial role in banking operations, with employees usi...read more
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