What is Credit Score , Pd Cam sheet

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Credit score is a numerical representation of a person's creditworthiness, while PD CAM sheet is a tool used to assess credit risk.

Credit score is a three-digit number that represents a person's creditworthiness based on their credit history.
PD CAM sheet is a tool used by lenders to assess credit risk by evaluating various factors such as payment history, amount owed, length of credit history, new credit, and types of credit used.
A higher credit score indicates lower credit risk, while a lower credit score indicates higher credit risk.
Lenders use credit scores and PD CAM sheets to determine whether to approve a loan or credit application, and what interest rate to offer.

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