AIS Business Solutions Financial Analyst Interview Questions, Process, and Tips

It' s very easy not hard

Q1. Tell me about your self?
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Q2. Meaning of secured loan and it' s example
Ans. 
Secured loan is a type of loan that is backed by collateral, reducing the risk for the lender.
• Secured loan requires collateral, such as a house or car, to secure the loan

• If the borrower fails to repay the loan, the lender can take possession of the collateral

• Interest rates on secured loans are typically lower than unsecured loans due to reduced risk for the lender
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Q3. Meaning of mortgages and depreciation
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Mortgages are loans used to purchase real estate, while depreciation is the decrease in value of assets over time.
• Mortgages are long-term loans used to finance the purchase of real estate properties.

• Depreciation is the decrease in value of assets over time due to wear and tear, obsolescence, or other factors.

• Mortgages typically have fixed or adjustable interest rates and are secured by the property being purchased.

• Depr...read more
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Q1. What is Bankruptcy? Explain in detail
Ans. 
Bankruptcy is a legal process where an individual or business is unable to repay their debts and seeks relief from their creditors.
• Bankruptcy is a legal status that can be filed voluntarily or involuntarily.

• It allows individuals or businesses to eliminate or repay their debts under the protection of the court.

• There are different types of bankruptcy, including Chapter 7, Chapter 11, and Chapter 13.

• Bankruptcy can have lo...read more
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Q2. What is depreciation
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Depreciation is the decrease in value of an asset over time due to wear and tear, obsolescence, or other factors.
• Depreciation is a non-cash expense that reduces the value of an asset on the balance sheet.

• It is calculated by dividing the cost of the asset by its useful life.

• There are different methods of calculating depreciation, such as straight-line, declining balance, and sum-of-the-years-digits.

• Examples of assets th...read more
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Q1. Tell more about you and why we should we hire you
Ans. 
I am a highly skilled financial analyst with a strong track record of delivering accurate and insightful analysis. I possess excellent analytical and problem-solving skills, as well as a deep understanding of financial markets and instruments.
• I have a Bachelor's degree in Finance and have completed several certifications in financial analysis.

• I have successfully analyzed and forecasted financial data for multiple compa...read more
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Q1. Personal interview, What about AIS
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Q2. Why you joined AIS, what is know about AIS
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Q1. What is bankrupty, what is mortgage
Ans. 
Bankruptcy is a legal process where a person or business is unable to repay their debts. Mortgage is a loan taken to buy a property.
• Bankruptcy is a legal process where a person or business declares that they are unable to repay their debts

• The court may liquidate the assets of the debtor to pay off the creditors

• Mortgage is a loan taken to buy a property, where the property is used as collateral

• The borrower pays back the...read more
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Q2. What is the secured loan and unsecured loan, what is the insolvency
Ans. 
Secured loans are backed by collateral while unsecured loans are not. Insolvency is a financial state where a person or company is unable to pay their debts.
• Secured loans require collateral such as a house or car, while unsecured loans do not.

• In case of default, the lender can seize the collateral for secured loans.

• Unsecured loans are based on creditworthiness and may have higher interest rates.

• Insolvency is a state wh...read more
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