Ratnaafin Capital Credit Relationship Manager Salaries by 6 Employees (Updated 2025)

0 - 2 years exp.

₹7 Lakhs - ₹8.5 Lakhs

Avg. annual salary

Fixed

₹

Lakhs

Variable

₹

Lakh

Monthly In-hand Salary

105% more than the average Credit Relationship Manager Salary in NBFC Companies for 0 - 2 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Relationship Manager Salary 1 - 2 years exp. (3 salaries)	₹8.4 L/yr - ₹8.5 L/yr
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Sales & Business Development Credit Relationship Manager Salary 1 year exp. (AmbitionBox Estimate)	₹7.2 L/yr - ₹8.8 L/yr

Last Updated: 3 Feb 2025

Companies similar to Ratnaafin Capital for Credit Relationship Manager

Company name	Avg Annual Salary	Open Jobs
HDB Financial Services Credit Relationship Manager Salary 0 - 11 years exp. (1.2k salaries)	₹1.8 L/yr - ₹5.1 L/yr 57% less
ICICI Bank Credit Relationship Manager Salary 0 - 4 years exp. (38 salaries)	₹4.8 L/yr - ₹21.1 L/yr 45% more
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Ambit Finvest Credit Relationship Manager Salary 1 - 7 years exp. (30 salaries)	₹2.4 L/yr - ₹4.3 L/yr 59% less
Cholamandalam Investment & Finance Credit Relationship Manager Salary 1 - 8 years exp. (21 salaries)	₹2 L/yr - ₹4 L/yr 60% less
HDFC Bank Credit Relationship Manager Salary 3 - 11 years exp. (11 salaries)	₹6.8 L/yr - ₹16 L/yr 40% more

Credit Relationship Manager salary at Ratnaafin Capital ranges between ₹7 Lakhs to ₹8.5 Lakhs per year for employees with less than 1 year of experience to 2 years. Salary estimates are based on 6 latest salaries received from various employees of Ratnaafin Capital.

Experience wise Ratnaafin Capital Credit Relationship Manager salaries

Last Updated: 3 Feb 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹7.5 L/yr - ₹9.5 L/yr
1 year (AmbitionBox Estimate)	₹7.3 L/yr - ₹9.4 L/yr
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2 years (3 salaries)	₹7 L/yr - ₹8.5 L/yr

Similar Designation salaries in Ratnaafin Capital

Relationship Manager Salary

(18 salaries)

₹3 L/yr - ₹6 L/yr

Credit Manager Salary

(14 salaries)

₹4 L/yr - ₹7.3 L/yr

Regional Credit Manager Salary

(AmbitionBox Estimate)

₹16 L/yr - ₹20.5 L/yr

Area Credit Manager Salary

(5 salaries)

₹12 L/yr - ₹19 L/yr

Branch Manager Salary

(4 salaries)

₹5.05 L/yr - ₹11.05 L/yr

Cluster Credit Manager Salary

(AmbitionBox Estimate)

₹13.5 L/yr - ₹17.3 L/yr

Branch Credit Manager Salary

(AmbitionBox Estimate)

₹5 L/yr - ₹6.3 L/yr

Deputy Credit Manager Salary

(AmbitionBox Estimate)

₹4.9 L/yr - ₹6.2 L/yr

Credit Officer Salary

(7 salaries)

₹3 L/yr - ₹4 L/yr

Deputy Manager Salary

(6 salaries)

₹5.64 L/yr - ₹8.39 L/yr

Top skills at Ratnaafin Capital for Credit Relationship Manager

Relationship Management Finance Credit Management NBFC

Salary related reviews for Ratnaafin Capital

Team Lead in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 11 Jan 2024

5.0

for Salary and Benefits

Likes

...d personal life. My communication skills have notably improved during this time. Ratnaafin ensures timely salary disbursements and offers attractive incentives, contributing to an enhanced financial condition. I feel fortunate to have worked under the guidance of Krunal Sir, and I appreciate the humble and effective management at Ratnaafin.

Salary - Excellent

+6 more

Dislikes

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Telecalling Executive in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 11 Jan 2024

5.0

for Salary and Benefits

Likes

I am working with Ratnaafin from last 2 years in contact center department as a telecaller. I have seen Ratnaafin grow as an organization in last 2 years very significantly. The Management and Leadership is very humble, supportive and provide growth at 360-degree level to an individual. I have also got a chance earn more incentives after getting good direction and knowledge through my reporting manager Mr. Krunal Sharma. They understand you personal issues as well and help us to concentrate on both personal and professional aspects, hence the work life balance I have personally find pretty excellent at Ratnaafin.

Salary - Excellent

+6 more

Dislikes

Nothing to dislikes.

Telecalling Executive in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 12 Jan 2024

5.0

for Salary and Benefits

Likes

ratnaafin is a wonderful platform this platform increase your knowledge boost your confidence my skill also have been inceresed in terms of communication i have been working here last 2 years and krunal sir got me a lot of support and growth i am earning good salary and attractive insentive in this company you feel positive enegry i am highly recommend this company

Salary - Excellent

+6 more

Dislikes

No more

Telecalling Executive in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 12 Jan 2024

5.0

for Salary and Benefits

Likes

Ratnaafin is one of the most Growing NBFC I am proudly say I am work here I'm learning day by day new things Krunal sir support me every stage of my growth every month salary credit on time also I am earning Good incentive work culture is also motivating

Salary - Excellent

+6 more

Dislikes

Nothing

Tellecaller Executive in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 11 Jan 2024

5.0

for Salary and Benefits

Likes

Ratnaafin is a growing company , I have been working here from last 2 year and I am lern more things about my professional and personal levels I am earning descent salary and attractive insentive very helpful colleague and work atmosphere also very Good

Salary - Excellent

+6 more

Dislikes

No more

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Salary Discussions, Hike & Promotions

1w (edited)

an inside sales executive

Unexpected job policies: stay or switch?

I recently switched jobs with a 48% hike, and my current in-hand salary is ₹35K. But after joining, I realized a few important things that weren’t mentioned during the interview. 1. No Phones or Bags Allowed – We have to keep them in lockers, which I wasn’t informed about before joining. 2. Working Saturdays – HR said all Saturdays are working but assured that one Saturday off per month would be introduced soon. I can't see that happening anytime soon 3. Phone Policy Confusion – When I asked HR why this wasn’t discussed earlier, they said it’s only for two months and won’t be the case at the new location (which was discussed earlier). But some old employees say the same rule applies there too. 4. Leaves – We get 21 paid leaves a year. I’m already thinking of switching. Would it be too soon to leave within 3 months, or should I stay for at least 6 months? Also, since I just got a good hike, how much can I ask for in my next job?

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Ratnaafin Capital Credit Relationship Manager Salary FAQs

What is the salary of Credit Relationship Manager at Ratnaafin Capital ?

The average salary of a Credit Relationship Manager at Ratnaafin Capital in India typically ranges from ₹7.0 Lakhs to ₹8.5 Lakhs per year, depending on experience (from Fresher to 2 years).

The top 10% of Credit Relationship Manager at Ratnaafin Capital earn more than ₹8.5 Lakhs per year, and the top 1% earn over ₹8.5 Lakhs per year. Credit Relationship Manager Salaries at Ratnaafin Capital can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 6 Ratnaafin Capital employees in India.

What is the estimated take home salary of a Credit Relationship Manager at Ratnaafin Capital in India?

The estimated take-home salary of a Credit Relationship Manager at Ratnaafin Capital in India typically ranges from ₹60,000 to ₹61,517 per month. This is based on the average salary range of ₹7.0 Lakhs to ₹8.5 Lakhs per year for employees with experience ranging from Fresher to 2 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 6 salaries received from various employees of Ratnaafin Capital. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Relationship Manager at Ratnaafin Capital ?

To be a Credit Relationship Manager at Ratnaafin Capital in india, the key skills required include:

- Relationship Management
- Finance
- Credit Management
- NBFC

These skills are highly valued at Ratnaafin Capital and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Ratnaafin Capital for Credit Relationship Manager in India?

ICICI Bank	₹4.8 Lakhs to ₹21.1 Lakhs per year
HDFC Bank	₹6.8 Lakhs to ₹16.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Ratnaafin Capital, depending on the role and experience level.

What is the salary of a Credit Relationship Manager in companies similar to Ratnaafin Capital in India?

The salary of a Credit Relationship Manager at companies similar to Ratnaafin Capital in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

HDB Financial Services	₹1.8 Lakhs to ₹5.1 Lakhs per year
Ambit Finvest	₹2.4 Lakhs to ₹4.3 Lakhs per year
Cholamandalam Investment & Finance	₹2.0 Lakhs to ₹4.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Relationship Manager at Ratnaafin Capital in India?

The salary growth for a Credit Relationship Manager at Ratnaafin Capital depends on factors such as experience, performance, and promotions. On average, a Credit Relationship Manager can expect the following growth trajectory at Ratnaafin Capital:

Experience	Average Salary Range
Fresher	₹7.5 Lakhs to ₹9.5 Lakhs per year
1 year	₹7.3 Lakhs to ₹9.4 Lakhs per year
2 years	₹7.0 Lakhs to ₹8.5 Lakhs per year

and so on.

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Ratnaafin Capital Credit Relationship Manager Salaries

Ratnaafin Capital Credit Relationship Manager salary in India ranges between ₹7 Lakhs to ₹8.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 Ratnaafin Capital latest salaries received from various employees of Ratnaafin Capital.