Home First Finance Company India Credit Analyst salaries in India

Likes

The company has all youngsters in even at branch manager level which keeps the environment cool.

Dislikes

It is not a good place to work. The company did not provide committed salary as mentioned in the offer. As per the offer letter, 25000 INR was the stipend during the management trainee period of 3 months. After that company was supposed to provide relationship manager L1 designation with package 6.2 LPA. This was clearly mentioned in the offer letter, but the company didn't keep it's commitment about the salary. When raised question about it, it specified 'covid-19' pandemic. The company products are mediocre ( they sell the loan products at 13-14% interest) and whatever business is being generated is only because of PMAY govt scheme. The company is not having a good future as NPAs have significantly increased due to bad quality customers( high interests won't attract good customers). If you want to grow in your life don't make a mistake to join home first, because here you will be simply deceiving the ignorant and illiterate customers, you will be doing collection calling and visits. It's a job which can be done by even a 12th pass person. Utilize your potential somewhere else if you are MBA or engineering grad.