ESAF Small Finance Bank Kolkata Salaries by 100+ Employees (Updated 2025)

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Designation	Avg Annual Salary	Open Jobs
Senior Officer 0 - 5 years exp. · Kolkata (19 salaries)	₹3 L/yr - ₹4.8 L/yr
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Brach Operation Manager 3 - 10 years exp. · Kolkata (16 salaries)	₹2.7 L/yr - ₹7 L/yr	1 job opening
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Branch Manager 8 - 15 years exp. · Kolkata (11 salaries)	₹5.9 L/yr - ₹13.3 L/yr
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Executive Trainee Fresher · Kolkata (6 salaries)	₹3 L/yr - ₹5 L/yr
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Branch Head 12 - 15 years exp. · Kolkata (5 salaries)	₹8.3 L/yr - ₹13.6 L/yr	2 job openings
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Branch Sales Manager 6 - 11 years exp. · Kolkata (4 salaries)	₹3 L/yr - ₹4.5 L/yr
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Area Sales Manager 7 - 14 years exp. · Kolkata (4 salaries)	₹8.4 L/yr - ₹10.7 L/yr
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Teller 1 - 5 years exp. · Kolkata (4 salaries)	₹2.6 L/yr - ₹4 L/yr
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Gold Loan Officer 5 - 9 years exp. · Kolkata (3 salaries)	₹3 L/yr - ₹4.4 L/yr
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Bank Teller 0 - 2 years exp. · Kolkata (3 salaries)	₹3 L/yr - ₹3.2 L/yr
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Deputy Manager 6 - 12 years exp. · Kolkata (3 salaries)	₹5 L/yr - ₹6.5 L/yr
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Teller Officer 0 - 1 year exp. · Kolkata (3 salaries)	₹2.3 L/yr - ₹2.6 L/yr
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Assistant Sales Manager 7 - 8 years exp. · Kolkata (AmbitionBox Estimate)	₹4.1 L/yr - ₹4.8 L/yr
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Senior Sales Officer 1 - 5 years exp. · Kolkata (AmbitionBox Estimate)	₹4 L/yr - ₹4.5 L/yr
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Senior Branch Manager 6 - 8 years exp. · Kolkata (AmbitionBox Estimate)	₹4.1 L/yr - ₹6.9 L/yr
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Cluster Head 16 - 19 years exp. · Kolkata (AmbitionBox Estimate)	₹16.4 L/yr - ₹21 L/yr
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Assistant Manager Operations 5 - 8 years exp. · Kolkata (AmbitionBox Estimate)	₹3 L/yr - ₹5 L/yr
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Assistant Branch Head 8 - 10 years exp. · Kolkata (AmbitionBox Estimate)	₹2.3 L/yr - ₹6.3 L/yr
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Operations Manager 3 - 6 years exp. · Kolkata (AmbitionBox Estimate)	₹3.6 L/yr - ₹4.7 L/yr
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Banking Officer 3 - 4 years exp. · Kolkata (AmbitionBox Estimate)	₹2.5 L/yr - ₹4 L/yr
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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Salary related reviews for ESAF Small Finance Bank

3.7

Rated by 20 employees for salary & benefits

Brach Operation Manager in Kolkata

Full Time

Customer Success, Service & Operations Department

1.0

• posted on 01 Oct 2024

4.0

for Salary and Benefits

Likes

Only employee benefits such as salary and incentives

Salary - Good

Dislikes

Work life balance, HR Relationship, work on holiday ,If you are a top performer, then after submitting your resignation, they may not relieve you and may try to convince you to stay.

Job security - Bad

+4 more

Customer Service Executive in Kottayam

Full Time

Other Department

2.0

• posted on 12 Feb 2025

3.0

for Salary and Benefits

Likes

Salary were credited on preferred time

Dislikes

Firstly they said they will support us but lately it doesn't. The superiors gives us much pressure and also the mental health become worst. Poor customer dealings..during trainning they said like its a hybrid type work but its purely field work. And the working time they said that its 9-5 but we have to work from 8-8:30😂

Skill development - Poor

+4 more

Relationship Manager in Idukki

Full Time

Finance & Accounting Department

4.0

• posted on 31 Jan 2025

3.0

for Salary and Benefits

Likes

In our branch is like family,that is major likely factor to me

Skill development - Excellent

+2 more

Dislikes

Salary,Promotion and transfer My home is 50km far from my branch and I am Daily travelling here to my home and also some days branch close after 7.30pm, also I am not comfortable to this situation Employee satisfaction is a major factor

Customer Service Executive in Chennai

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 18 Sep 2024

3.0

for Salary and Benefits

Likes

Good salary and benefits

Job security - Good

Dislikes

Company is good with salary and benifits but working environment and colleagues are very bad they give torture and mind f***.back there I'm worked as customer service executive(CSE) while worked there if customer couldn't pay their amount CLUSTER HEAD and CUSTOMER SERVICE MANAGER (CSM) give pressure to pay our money to customer account.if I refuse to do that they blackmail me to do that work....WORST EXPERIENCE IN MY LIFE PLEASE DON'T RECOMMEND THIS

Promotions - Poor

+3 more

Deputy Manager in Thrissur

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 05 Aug 2024

1.0

for Salary and Benefits

Likes

Work life balance. Approachable team leads and heads. Positive work environment. Decent opportunities.

Job security - Excellent

+2 more

Dislikes

...licies like this which will hamper your growth, learning and financial planning. Also they will not pay your performance bonus even if it is written on your offer letter, as they think its bank's discretion. Don't join ESAF save your money and career. My only suggestion to ESAF is change full HR and bring people who are experienced in HR.

Salary - Bad

+3 more

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ESAF Small Finance Bank interview questions by designations

Branch Manager (11)Senior Officer (9)Assistant Manager (8)Executive Trainee (8)

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Know more about ESAF Small Finance Bank Kolkata

ESAF Small Finance Bank Salary FAQs

How much does ESAF Small Finance Bank pay to its employees?

The average annual salary at ESAF Small Finance Bank varies depending on the role, experience, and location. The salary ranges for some popular designations at ESAF Small Finance Bank, are as follows:

Senior Officer	₹3 Lakhs to ₹4.8 Lakhs per year
Brach Operation Manager	₹2.7 Lakhs to ₹7 Lakhs per year
Branch Manager	₹5.9 Lakhs to ₹13.3 Lakhs per year
Executive Trainee	₹3 Lakhs to ₹5 Lakhs per year

The highest-paying role, Regional Head, earns between ₹20.3 Lakhs to ₹33 Lakhs per year. The top 10% of employees earn more than ₹9.1 Lakhs per year, and the top 1% earn over ₹24 Lakhs per year. Salaries at ESAF Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These salary estimates are based on data from 110 salaries submitted by ESAF Small Finance Bank employees. ESAF Small Finance Bank is rated 3.7 out of 5 stars by its employees on the salary and benefits parameter.

What is the salary of a fresher at ESAF Small Finance Bank in Kolkata?

The salary of a fresher at ESAF Small Finance Bank in Kolkata typically ranges from ₹0.1 Lakh to ₹5.2 Lakhs per year.This can vary depending on the role, location, and any additional perks or bonuses offered. For example:

Fresher as a Senior Officer Salary	₹2.4 Lakhs to ₹4.5 Lakhs per year
Fresher as a Executive Trainee Salary	₹3 Lakhs to ₹6 Lakhs per year
Fresher as a Customer Service Executive Salary	₹1.4 Lakhs to ₹3 Lakhs per year
Fresher as a Sales Officer Salary	₹1.5 Lakhs to ₹3.3 Lakhs per year

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Average annual salary in ESAF Small Finance Bank , Kolkata is INR . Salary estimates are based on 100+ ESAF Small Finance Bank latest salaries received from various employees of ESAF Small Finance Bank.