Senior Credit Officer
Annual salary range
₹2.1 Lakhs - ₹7.6 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
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Filter salaries bySenior Credit Officer Salary in India (Updated 2025)
based on 1.2k
latest salaries
• updated:
20 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Senior Credit Officer Salary in India ranges between ₹2.1 Lakhs to ₹7.6 Lakhs for 2 years of experience to 8 years of experience. Salary estimates are based on 1.2k latest salaries received from Senior Credit...
Read More
| Company name | Avg. annual salary | Open Jobs |
|---|---|---|
ANZ Banking Group Senior Credit Officer Salary
4 years exp |  | |
HDFC Bank Senior Credit Officer Salary
4 years exp | | |
 Senior Credit Officer Salary
4 years exp | | |
 Senior Credit Officer Salary
4 years exp | | |
 Senior Credit Officer Salary
4 years exp | | |
Is this list helpful? | ||
View more companies
| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
0 -
6
yrs
exp.
(232 salaries)
|
₹1.8 L/yr - ₹4.2 L/yr | |
2 -
8
yrs
exp.
(162 salaries)
|
₹2.2 L/yr - ₹4.5 L/yr | |
Login to view exact salary
| ||
1 -
5
yrs
exp.
(53 salaries)
|
₹2 L/yr - ₹4.3 L/yr | |
|
2 -
8
yrs
exp.
(39 salaries)
|
₹2.8 L/yr - ₹4.5 L/yr | |
|
1 -
6
yrs
exp.
(31 salaries)
|
₹2.4 L/yr - ₹5.5 L/yr | |
0 -
10
yrs
exp.
(26 salaries)
|
₹1.7 L/yr - ₹4.3 L/yr | |
|
3 -
11
yrs
exp.
(25 salaries)
|
₹3.1 L/yr - ₹5.5 L/yr | |
|
2 -
8
yrs
exp.
(22 salaries)
|
₹1.5 L/yr - ₹8.4 L/yr | |
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| ||
|
2 -
8
yrs
exp.
(20 salaries)
|
₹6.3 L/yr - ₹15.5 L/yr | |
1 -
8
yrs
exp.
(20 salaries)
|
₹2.5 L/yr - ₹3.5 L/yr | |
Latest annual salaries shared by Senior Credit Officers
2d ago
Indifi Capital
Senior Credit Officer
3 years exp.
4d ago
Kinara Capital
Senior Credit Officer
2 years exp.
4d ago
Bhanix Finance & Investment
Senior Credit Officer
6 years exp.
5d ago
SK Finance Limited
Senior Credit Officer
2 years exp.
1w ago
Ujjivan Small Finance Bank
Senior Credit Officer
7 years exp.
1w ago
AU Small Finance Bank
Senior Credit Officer
3 years exp.
1w ago
Aavas Financiers
Senior Credit Officer
2 years exp.
1w ago
Suryoday Small Finance Bank
Senior Credit Officer
4 years exp.
1w ago
Capital India Finance
Senior Credit Officer
6 years exp.
1w ago
HDFC Sales
Senior Credit Officer
6 years exp.
View all latest salaries
Senior Credit Officer salaries by
| Years of experience | Avg. annual salary |
|---|---|
2
years
(169
salaries)
| ₹2 L/yr - ₹4.8 L/yr |
3
years
(235
salaries)
| ₹2 L/yr - ₹5 L/yr |
Login to view exact salary
| |
4
years
(249
salaries)
| ₹2.1 L/yr - ₹7 L/yr |
5
years
(255
salaries)
| ₹2.2 L/yr - ₹6.6 L/yr |
6
years
(171
salaries)
| ₹2.4 L/yr - ₹9 L/yr |
View all salaries by experience
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Credit Officer Salary
1 -
7
years
exp.
(7.8k salaries)
| ₹1.8 L/yr - ₹7 L/yr |
Senior Executive Salary
2 -
11
years
exp.
(2.5L salaries)
| ₹2.4 L/yr - ₹9.5 L/yr |
Login to view exact salary
| |
Deputy Credit Manager Salary
1 -
10
years
exp.
(899 salaries)
| ₹3.5 L/yr - ₹9 L/yr |
Regional Credit Manager Salary
5 -
18
years
exp.
(1.9k salaries)
| ₹7.2 L/yr - ₹30 L/yr |
Zonal Credit Manager Salary
6 -
20
years
exp.
(703 salaries)
| ₹11.5 L/yr - ₹42 L/yr |
View more similar designations
Salary related reviews by similar designations like Senior Credit Officer
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Sammaan Capital Limited
Branch Credit Manager
• posted on 21 Dec 2018
Likes
Leadership opportunities, regular trainings, salary on time
- Skill development - Excellent
+4 more
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- Work-life balance - Poor
Aptus Value Housing Finance India
Branch Credit Manager
• posted on 25 Oct 2023
Likes
Easy process and easy to learn for beginners.
- Salary - Good
+5 more
Dislikes
No TA but you have to travel with your salary. Most % of CTC goes under Performance incentives they included it in Your CTC
read moreCholamandalam Investment & Finance
Credit Officer
• posted on 21 Jul 2021
Likes
Credit Operations Department as a good leaning Platform, Good System, Co-Operative Department Staff
- Skill development - Excellent
+3 more
Dislikes
Financial Growth is lower due to New Employees getting higher hike salary as comper Existing Experience Employee getting less salary
read moreAavas Financiers
Senior Executive
• posted on 20 Sep 2022
Likes
Happy with the environment & the policies. Salary credited on time without any excuse. Infrastructure is also good. Monthly activities are good.
read more- Skill development - Good
+1 more
Dislikes
Policies are good on paper only. No leaves encashment... If they're asking to work on week off or holiday, there is no compensation to the employee for that.
read more- Work-life balance - Poor
Senior Credit Officer Salary By Locations
| Locations | Avg. annual salary |
|---|---|
New Delhi
Senior Credit Officer
2 -
8
years
exp.
| ₹2.6 L/yr - ₹7.5 L/yr |
Mumbai
Senior Credit Officer
2 -
8
years
exp.
| ₹2.3 L/yr - ₹10 L/yr |
Login to view exact salary
| |
Pune
Senior Credit Officer
2 -
8
years
exp.
| ₹2.3 L/yr - ₹7 L/yr |
Bangalore / Bengaluru
Senior Credit Officer
2 -
8
years
exp.
| ₹2.5 L/yr - ₹13.8 L/yr |
Chennai
Senior Credit Officer
2 -
8
years
exp.
| ₹2.5 L/yr - ₹6.5 L/yr |
View More
Senior Credit Officer Salary By Industries
| Industries | Avg. annual salary |
|---|---|
Financial Services Senior Credit Officer
2 -
8
years
exp.
| ₹2.1 L/yr - ₹6.6 L/yr |
NBFC Senior Credit Officer
2 -
8
years
exp.
| ₹2.2 L/yr - ₹5 L/yr |
Login to view exact salary
| |
Banking Senior Credit Officer
2 -
8
years
exp.
| ₹2.1 L/yr - ₹11.5 L/yr |
Internet Senior Credit Officer
2 -
7
years
exp.
| ₹2 L/yr - ₹6.5 L/yr |
FinTech Senior Credit Officer
2 -
8
years
exp.
| ₹2.8 L/yr - ₹5.5 L/yr |
View More
Frequently Asked Questions (FAQS) about Senior Credit Officer Salaries
What is the salary of a Senior Credit Officer in India?
The salary of a Senior Credit Officer in India varies based on experience, location, company & Industry.
On average, Senior Credit Officer salaries ranges from ₹2.1 Lakhs to ₹7.6 Lakhs per year. Top companies and specialized roles may offer higher compensation.
The average starting salary is around ₹2.1 Lakhs to ₹7.6 Lakhs per year, with the highest salary reaching ₹10.0 Lakhs to ₹15.0 Lakhs per year. Salary estimates are based on 1.2k salaries received from various Senior Credit Officers across industries.
The average starting salary is around ₹2.1 Lakhs to ₹7.6 Lakhs per year, with the highest salary reaching ₹10.0 Lakhs to ₹15.0 Lakhs per year. Salary estimates are based on 1.2k salaries received from various Senior Credit Officers across industries.
What are the top paying companies that employ Senior Credit Officers?
Senior Credit Officer Salaries at Top paying companies in India are
Salaries depend on experience, role, and location. Additional compensation may include bonuses and stock options.
| ANZ Banking Group Senior Credit Officer Salary | ₹10 Lakhs to ₹15 Lakhs per year |
| HDFC Bank Senior Credit Officer Salary | ₹1.7 Lakhs to ₹7 Lakhs per year |
| Ujjivan Small Finance Bank Senior Credit Officer Salary | ₹3.3 Lakhs to ₹5.2 Lakhs per year |
| Aptus Value Housing Finance India Senior Credit Officer Salary | ₹4.1 Lakhs to ₹4.7 Lakhs per year |
| Cholamandalam Investment & Finance Senior Credit Officer Salary | ₹2.8 Lakhs to ₹3.7 Lakhs per year |
What are the top paying cities for Senior Credit Officer in India?
The annual salary for Senior Credit Officer in India varies by location. Top paying cities for Senior Credit Officer are
Salary expectations for Senior Credit Officer may vary based on job roles, experience, and specific employer requirements.
| Senior Credit Officer Salary in New Delhi | ₹2.6 Lakhs to ₹7.5 Lakhs per year |
| Senior Credit Officer Salary in Mumbai | ₹2.3 Lakhs to ₹10.0 Lakhs per year |
| Senior Credit Officer Salary in Pune | ₹2.3 Lakhs to ₹7.0 Lakhs per year |
| Senior Credit Officer Salary in Bangalore / Bengaluru | ₹2.5 Lakhs to ₹13.8 Lakhs per year |
| Senior Credit Officer Salary in Chennai | ₹2.5 Lakhs to ₹6.5 Lakhs per year |
What are the top paying industries for Senior Credit Officer in India?
Top 5 paying Industries for Senior Credit Officer in India are:
| Senior Credit Officer Salary in Financial Services | ₹2.1 Lakhs to ₹6.6 Lakhs per year |
| Senior Credit Officer Salary in NBFC | ₹2.2 Lakhs to ₹5.0 Lakhs per year |
| Senior Credit Officer Salary in Banking | ₹2.1 Lakhs to ₹11.5 Lakhs per year |
| Senior Credit Officer Salary in Internet | ₹2.0 Lakhs to ₹6.5 Lakhs per year |
| Senior Credit Officer Salary in FinTech | ₹2.8 Lakhs to ₹5.5 Lakhs per year |
How does experience affect salaries of a Senior Credit Officer in India?
Experience significantly impacts a Senior Credit Officer salary in India. Salaries increase with experience, as Senior Credit Officer take on more complex tasks, responsibilities, and leadership roles.
Senior Credit Officer salary at different experience level are as follows:
and so on.
| Experience | Average Salary Range |
|---|---|
| 2 years | ₹2.0 Lakhs to ₹4.8 Lakhs per year |
| 3 years | ₹2.0 Lakhs to ₹5.0 Lakhs per year |
| 4 years | ₹2.1 Lakhs to ₹7.0 Lakhs per year |
| 5 years | ₹2.2 Lakhs to ₹6.6 Lakhs per year |
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