Credit Specialist
Annual salary range
₹3.2 Lakhs - ₹20.5 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
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Filter salaries byCredit Specialist Salary in India (Updated 2025)
based on 249
latest salaries
• updated:
17 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Credit Specialist Salary in India ranges between ₹3.2 Lakhs to ₹20.5 Lakhs for 1 year of experience to 10 years of experience. Salary estimates are based on 249 latest salaries received from Credit Specialist.
Explore on this page
Top paying companies
Popular companies
Latest annual salaries
Salaries by experience
Jobs
available
Similar designations
Salary related reviews
Top interview questions
| Company name | Avg. annual salary | Open Jobs |
|---|---|---|
HSBC Group Credit Specialist Salary
4 years exp |  | |
American Express Credit Specialist Salary
4 years exp | | |
 Credit Specialist Salary
4 years exp | | |
Is this list helpful? | ||
| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
|
1 -
8
yrs
exp.
(48 salaries)
|
₹4.5 L/yr - ₹9.8 L/yr | |
|
2 -
8
yrs
exp.
(27 salaries)
|
₹4.7 L/yr - ₹11 L/yr | |
Login to view exact salary
| ||
|
3 -
6
yrs
exp.
(21 salaries)
|
₹3.6 L/yr - ₹7 L/yr | |
0 -
6
yrs
exp.
(13 salaries)
|
₹3.5 L/yr - ₹8.5 L/yr | |
4 -
9
yrs
exp.
(12 salaries)
|
₹4.8 L/yr - ₹8 L/yr | |
2 -
10
yrs
exp.
(10 salaries)
|
₹5.3 L/yr - ₹8 L/yr | |
1 -
5
yrs
exp.
(9 salaries)
|
₹3.8 L/yr - ₹6 L/yr | |
4 -
13
yrs
exp.
(6 salaries)
|
₹5.6 L/yr - ₹9 L/yr | |
Login to view exact salary
| ||
4 -
13
yrs
exp.
(6 salaries)
|
₹4.4 L/yr - ₹9.5 L/yr | |
6 -
8
yrs
exp.
(5 salaries)
|
₹19 L/yr - ₹22 L/yr | |
Latest annual salaries shared by Credit Specialists
3d ago
UBS
Credit Specialist
8 years exp.
4d ago
Udaan
Credit Specialist
5 years exp.
5d ago
Ingenious BPO
Credit Specialist
2 years exp.
6d ago
Deloitte
Credit Specialist
6 years exp.
1w ago
Muthoot Fincorp
Credit Specialist
6 years exp.
1w ago
Noventiq
Credit Specialist
9 years exp.
2w ago
LKQ INDIA
Credit Specialist
5 years exp.
3w ago
DBS Bank
Credit Specialist
5 years exp.
3w ago
Nielsen
Credit Specialist
1 year exp.
1mo ago
Dell
Credit Specialist
6 years exp.
View all latest salaries
Credit Specialist salaries by
| Years of experience | Avg. annual salary |
|---|---|
1
year
(4
salaries)
| ₹3.6 L/yr - ₹13 L/yr |
2
years
(27
salaries)
| ₹2.5 L/yr - ₹8.5 L/yr |
Login to view exact salary
| |
3
years
(33
salaries)
| ₹2.6 L/yr - ₹8 L/yr |
4
years
(45
salaries)
| ₹3.8 L/yr - ₹9 L/yr |
5
years
(47
salaries)
| ₹3.5 L/yr - ₹11 L/yr |
View all salaries by experience
Credit Specialist Jobs in India
Credit Specialist
· 1-3 years
DEUTSCHE BANK AG
Chennai
Credit Specialist
· 5-8 years
Analytics Saves At Work India
Pune
Credit Specialist
· 8-13 years
Ardor Talent Solutions
₹20
L/yr
- ₹35
L/yr
Mumbai
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Process Specialist Salary
2 -
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years
exp.
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| ₹3.1 L/yr - ₹8.8 L/yr |
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1 -
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years
exp.
(7.5k salaries)
| ₹2.2 L/yr - ₹16 L/yr |
Login to view exact salary
| |
Specialist Salary
3 -
11
years
exp.
(37.2k salaries)
| ₹3.5 L/yr - ₹21.2 L/yr |
Credit Manager Salary
1 -
10
years
exp.
(20k salaries)
| ₹3 L/yr - ₹13 L/yr |
Senior Analyst Salary
2 -
8
years
exp.
(1.6L salaries)
| ₹3 L/yr - ₹16 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Specialist
American Express
Senior Analyst
• posted on 30 Dec 2024
Likes
Amex is the best company I have ever worked with, work culture, flexibility, compensation, management etc everything is superb
read more- Salary - Excellent
+6 more
Dislikes
Amex few HR's never reply or help, when Amex ex -employee want to rejoin Amex they should help them by providing support & feedback needed. They should reply on time.
read moreHSBC Group
Analyst
• posted on 16 Sep 2022
Likes
Good work culture. People are really helpful.
- Job security - Good
+3 more
Dislikes
Annual hike is not even cover the inflation rate. It is more like your salary will reduce value due to inflation rate and hike will be so less. Bonus amount is very less. Even if you get promotion in my department they are giving only 5%🤣 although it is not same for all the department there are departments where people are getting 15-20% hike😊
read moreUdaan
Team Lead
• posted on 20 May 2022
Likes
Good work environment and culture. Teammate's are supportive and the management is transparent.
- Salary - Excellent
+6 more
Dislikes
Salary is decent but career growth is slow.
American Express
Senior Executive
• posted on 22 Jun 2024
Likes
Infrastructure is fabulous Salary and perks are good
Dislikes
Working culture is not that good people always doing butter to their superior to get promotion. Career growth is very slow people are waiting for opportunities from 4-5 years.
read more- Job security - Bad
+2 more
Top skills for Credit Specialist
Credit Specialist Salary By Locations
| Locations | Avg. annual salary |
|---|---|
Bangalore / Bengaluru
Credit Specialist
1 -
10
years
exp.
| ₹3.6 L/yr - ₹18.9 L/yr |
Hyderabad / Secunderabad
Credit Specialist
2 -
9
years
exp.
| ₹4.4 L/yr - ₹10.2 L/yr |
Login to view exact salary
| |
New Delhi
Credit Specialist
1 -
8
years
exp.
| ₹4.5 L/yr - ₹13 L/yr |
Chennai
Credit Specialist
4 -
10
years
exp.
| ₹3.3 L/yr - ₹10.4 L/yr |
Mumbai
Credit Specialist
2 -
10
years
exp.
| ₹3 L/yr - ₹31 L/yr |
View More
Credit Specialist Salary By Industries
| Industries | Avg. annual salary |
|---|---|
Financial Services Credit Specialist
1 -
10
years
exp.
| ₹3.7 L/yr - ₹20 L/yr |
Retail Credit Specialist
2 -
8
years
exp.
| ₹3.7 L/yr - ₹8 L/yr |
Login to view exact salary
| |
IT Services & Consulting Credit Specialist
2 -
10
years
exp.
| ₹3.5 L/yr - ₹10.2 L/yr |
Internet Credit Specialist
2 -
9
years
exp.
| ₹3.2 L/yr - ₹8 L/yr |
Travel & Tourism / Hospitality Credit Specialist
2 -
8
years
exp.
| ₹4.5 L/yr - ₹9 L/yr |
View More
Frequently Asked Questions (FAQS) about Credit Specialist Salaries
What is the salary of a Credit Specialist in India?
The salary of a Credit Specialist in India varies based on experience, location, company & Industry.
On average, Credit Specialist salaries ranges from ₹3.2 Lakhs to ₹20.5 Lakhs per year. Top companies and specialized roles may offer higher compensation.
The average starting salary is around ₹3.2 Lakhs to ₹20.5 Lakhs per year, with the highest salary reaching ₹5.5 Lakhs to ₹10.2 Lakhs per year. Salary estimates are based on 249 salaries received from various Credit Specialists across industries.
The average starting salary is around ₹3.2 Lakhs to ₹20.5 Lakhs per year, with the highest salary reaching ₹5.5 Lakhs to ₹10.2 Lakhs per year. Salary estimates are based on 249 salaries received from various Credit Specialists across industries.
What are the top paying companies that employ Credit Specialists?
Credit Specialist Salaries at Top paying companies in India are
Salaries depend on experience, role, and location. Additional compensation may include bonuses and stock options.
| HSBC Group Credit Specialist Salary | ₹5.5 Lakhs to ₹10.2 Lakhs per year |
| American Express Credit Specialist Salary | ₹4.6 Lakhs to ₹7.5 Lakhs per year |
| Udaan Credit Specialist Salary | ₹3.6 Lakhs to ₹6.5 Lakhs per year |
What are the top paying cities for Credit Specialist in India?
The annual salary for Credit Specialist in India varies by location. Top paying cities for Credit Specialist are
Salary expectations for Credit Specialist may vary based on job roles, experience, and specific employer requirements.
| Credit Specialist Salary in Bangalore / Bengaluru | ₹3.6 Lakhs to ₹18.9 Lakhs per year |
| Credit Specialist Salary in Hyderabad / Secunderabad | ₹4.4 Lakhs to ₹10.2 Lakhs per year |
| Credit Specialist Salary in New Delhi | ₹4.5 Lakhs to ₹13.0 Lakhs per year |
| Credit Specialist Salary in Chennai | ₹3.3 Lakhs to ₹10.4 Lakhs per year |
| Credit Specialist Salary in Mumbai | ₹3.0 Lakhs to ₹31.0 Lakhs per year |
What are the top paying industries for Credit Specialist in India?
Top 5 paying Industries for Credit Specialist in India are:
| Credit Specialist Salary in Financial Services | ₹3.7 Lakhs to ₹20.0 Lakhs per year |
| Credit Specialist Salary in Retail | ₹3.7 Lakhs to ₹8.0 Lakhs per year |
| Credit Specialist Salary in IT Services & Consulting | ₹3.5 Lakhs to ₹10.2 Lakhs per year |
| Credit Specialist Salary in Internet | ₹3.2 Lakhs to ₹8.0 Lakhs per year |
| Credit Specialist Salary in Travel & Tourism / Hospitality | ₹4.5 Lakhs to ₹9.0 Lakhs per year |
How does experience affect salaries of a Credit Specialist in India?
Experience significantly impacts a Credit Specialist salary in India. Salaries increase with experience, as Credit Specialist take on more complex tasks, responsibilities, and leadership roles.
Credit Specialist salary at different experience level are as follows:
and so on.
| Experience | Average Salary Range |
|---|---|
| 1 year | ₹3.6 Lakhs to ₹13.0 Lakhs per year |
| 2 years | ₹2.5 Lakhs to ₹8.5 Lakhs per year |
| 3 years | ₹2.6 Lakhs to ₹8.0 Lakhs per year |
| 4 years | ₹3.8 Lakhs to ₹9.0 Lakhs per year |
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