Credit Risk Associate
Annual salary range
₹4.5 Lakhs - ₹16.5 Lakhs
Low Confidence 
Low Confidence means the data is based on a small number of latest salaries.
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Filter salaries byCredit Risk Associate Salary in Gurgaon / Gurugram (Updated 2025)
based on 10
latest salaries
• updated:
8 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Credit Risk Associate Salary in Gurgaon / Gurugram ranges between ₹4.5 Lakhs to ₹16.5 Lakhs for 1 year of experience to 7 years of experience. Salary estimates are based on 10 latest salaries received from...
Read More
| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
3 -
7
yrs
exp.
.
Gurgaon / Gurugram
(4 salaries)
|
₹15.7 L/yr - ₹18.4 L/yr | |
3 -
4
yrs
exp.
.
Gurgaon / Gurugram
(AmbitionBox Estimate)
|
₹4.1 L/yr - ₹5.2 L/yr | |
Login to view exact salary
| ||
4 yrs
exp.
.
Gurgaon / Gurugram
(AmbitionBox Estimate)
|
₹3.8 L/yr - ₹4.8 L/yr | |
6 yrs
exp.
.
Gurgaon / Gurugram
(AmbitionBox Estimate)
|
₹5.9 L/yr - ₹7.5 L/yr | |
Fresher
.
Gurgaon / Gurugram
(AmbitionBox Estimate)
|
₹3.1 L/yr - ₹3.9 L/yr | |
2 yrs
exp.
.
Gurgaon / Gurugram
(AmbitionBox Estimate)
|
₹12.6 L/yr - ₹16.1 L/yr | |
1 yr
exp.
.
Gurgaon / Gurugram
(AmbitionBox Estimate)
|
₹4.5 L/yr - ₹5.8 L/yr | |
4 yrs
exp.
.
Gurgaon / Gurugram
(AmbitionBox Estimate)
|
₹4.5 L/yr - ₹5.8 L/yr | |
Login to view exact salary
| ||
1 yr
exp.
.
Gurgaon / Gurugram
(AmbitionBox Estimate)
|
₹9 L/yr - ₹11.5 L/yr | |
Latest annual salaries shared by Credit Risk Associates
2d ago
HSBC Bank
Credit Risk Associate
3 years exp.
2d ago
DBS Bank
Credit Risk Associate
2 years exp.
6d ago
JPMorgan Chase & Co.
Credit Risk Associate
6 years exp.
1w ago
NatWest Group
Credit Risk Associate
7 years exp.
1w ago
Morgan Stanley
Credit Risk Associate
4 years exp.
1w ago
Vivifi India Finance
Credit Risk Associate
1 year exp.
1w ago
GrayQuest Finance
Credit Risk Associate
2 years exp.
2w ago
Vivifi India Finance
Credit Risk Associate
1 year exp.
2w ago
JPMorgan Chase & Co.
Credit Risk Associate
4 years exp.
2w ago
Morgan Stanley
Credit Risk Associate
5 years exp.
View all latest salaries
Credit Risk Associate salaries by
| Years of experience | Avg. annual salary |
|---|---|
1
year
(2
salaries)
|  ₹5 L/yr - ₹10 L/yr |
2
years
(1
salaries)
| ₹14 L/yr - ₹14 L/yr |
Login to view exact salary
| |
3
years
(2
salaries)
| ₹4.5 L/yr - ₹16.5 L/yr |
4
years
(4
salaries)
| ₹4.2 L/yr - ₹18.4 L/yr |
6
years
(2
salaries)
| ₹6.5 L/yr - ₹15.7 L/yr |
View all salaries by experience
Credit Risk Associate Jobs in Gurgaon / Gurugram
Credit Risk Associate
· 5-9 years
JPMorgan Chase
Bangalore / Bengaluru
Credit Risk Associate
· 2-7 years
JP Morgan Chase
Credit Risk Associate
· 5-8 years
JP Morgan Chase
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Credit Risk Manager Salary
1 -
11
years
exp.
(52 salaries)
| ₹6.3 L/yr - ₹40 L/yr |
Credit Processing Associate Salary
0 -
5
years
exp.
(37 salaries)
| ₹2 L/yr - ₹3.6 L/yr |
Login to view exact salary
| |
Senior Associate Salary
2 -
10
years
exp.
(11.8k salaries)
| ₹3.1 L/yr - ₹23.8 L/yr |
Credit Executive Salary
1 -
5
years
exp.
(54 salaries)
| ₹2 L/yr - ₹4.8 L/yr |
Associate Salary
0 -
8
years
exp.
(8.6k salaries)
| ₹2.1 L/yr - ₹20 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Risk Associate
JPMorgan Chase & Co.
Associate in Mumbai
• posted on 24 Jan 2025
Likes
Salary is decent compared to industry average. Also, You don’t need to worry about the job security unless you are really bad. Work life balance depends on which line of business and what team are you working.
read more- Salary - Good
+5 more
Dislikes
Promotions are too slow compared to your peers in US or UK. A person will stay as an Analyst or Associate for years and your peer will become a Vice President or even an Executive Director within the same timelines. Your promotions are hardly based on your performance and mostly based on how much good relationship you have with your manager and how much the management has endorsed you as a brand.
read moreMorgan Stanley
Associate in Mumbai
• posted on 07 Jul 2023
Likes
Good work life balance, positive team environment and supportive management
- Salary - Good
+3 more
Dislikes
Salary hike is less and risk of job security
Morgan Stanley
Associate in Bellandur
• posted on 11 Dec 2022
Likes
Nice perks and salary benefits.
- Salary - Good
+1 more
Dislikes
No work life balance. You are expected to work even when you're sick.
- Promotions - Poor
+3 more
Morgan Stanley
Associate in Bangalore / Bengaluru
• posted on 17 Oct 2023
Likes
Supportive managers, free cabs, subisdized meals, opportunity to learn a lot, friendly work environment
- Skill development - Excellent
+3 more
Dislikes
No job security if u are an average performer. Can have better compensation structure
read moreTop skills for Credit Risk Associate
Credit Risk Associate Salary In Other Locations
| Locations | Avg. annual salary |
|---|---|
Bangalore / Bengaluru
Credit Risk Associate
1 -
9
years
exp.
| ₹4.5 L/yr - ₹31 L/yr |
Mumbai
Credit Risk Associate
1 -
7
years
exp.
| ₹3.6 L/yr - ₹34 L/yr |
Login to view exact salary
| |
Hyderabad / Secunderabad
Credit Risk Associate
1 -
7
years
exp.
| ₹2.8 L/yr - ₹17 L/yr |
New Delhi
Credit Risk Associate
1 -
7
years
exp.
| ₹5.5 L/yr - ₹40.5 L/yr |
Kolkata
Credit Risk Associate
2 -
5
years
exp.
| ₹15.6 L/yr - ₹30 L/yr |
View More
Credit Risk Associate Salary By Industries
| Industries | Avg. annual salary |
|---|---|
Financial Services Credit Risk Associate
1 -
7
years
exp.
| ₹2.9 L/yr - ₹32 L/yr |
Banking Credit Risk Associate
1 -
7
years
exp.
| ₹2.9 L/yr - ₹26 L/yr |
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| |
FinTech Credit Risk Associate
1 -
7
years
exp.
| ₹3.6 L/yr - ₹18 L/yr |
IT Services & Consulting Credit Risk Associate
1 -
6
years
exp.
| ₹3 L/yr - ₹14 L/yr |
Internet Credit Risk Associate
1 -
9
years
exp.
| ₹3 L/yr - ₹18 L/yr |
View More
Frequently Asked Questions (FAQS) about Credit Risk Associate Salaries
What is the salary of a Credit Risk Associate in India?
The salary of a Credit Risk Associate in India varies based on experience, location, company & Industry.
On average, Credit Risk Associate salaries ranges from ₹4.5 Lakhs to ₹16.5 Lakhs per year. Top companies and specialized roles may offer higher compensation.
The average starting salary is around ₹4.5 Lakhs to ₹16.5 Lakhs per year, with the highest salary reaching ₹20.0 Lakhs to ₹36.0 Lakhs per year. Salary estimates are based on 10 salaries received from various Credit Risk Associates across industries.
The average starting salary is around ₹4.5 Lakhs to ₹16.5 Lakhs per year, with the highest salary reaching ₹20.0 Lakhs to ₹36.0 Lakhs per year. Salary estimates are based on 10 salaries received from various Credit Risk Associates across industries.
What are the top paying companies that employ Credit Risk Associates?
Credit Risk Associate Salaries at Top paying companies in India are
Salaries depend on experience, role, and location. Additional compensation may include bonuses and stock options.
| JPMorgan Chase & Co. Credit Risk Associate Salary | ₹20 Lakhs to ₹36 Lakhs per year |
| Morgan Stanley Credit Risk Associate Salary | ₹15 Lakhs to ₹20.6 Lakhs per year |
What are the top paying cities for Credit Risk Associate in India?
The annual salary for Credit Risk Associate in India varies by location. Top paying cities for Credit Risk Associate are
Salary expectations for Credit Risk Associate may vary based on job roles, experience, and specific employer requirements.
| Credit Risk Associate Salary in Bangalore / Bengaluru | ₹4.5 Lakhs to ₹31.0 Lakhs per year |
| Credit Risk Associate Salary in Mumbai | ₹3.6 Lakhs to ₹34.0 Lakhs per year |
| Credit Risk Associate Salary in Hyderabad / Secunderabad | ₹2.8 Lakhs to ₹17.0 Lakhs per year |
| Credit Risk Associate Salary in New Delhi | ₹5.5 Lakhs to ₹40.5 Lakhs per year |
| Credit Risk Associate Salary in Kolkata | ₹15.6 Lakhs to ₹30.0 Lakhs per year |
What are the top paying industries for Credit Risk Associate in India?
Top 5 paying Industries for Credit Risk Associate in India are:
| Credit Risk Associate Salary in Financial Services | ₹2.9 Lakhs to ₹32.0 Lakhs per year |
| Credit Risk Associate Salary in Banking | ₹2.9 Lakhs to ₹26.0 Lakhs per year |
| Credit Risk Associate Salary in FinTech | ₹3.6 Lakhs to ₹18.0 Lakhs per year |
| Credit Risk Associate Salary in IT Services & Consulting | ₹3.0 Lakhs to ₹14.0 Lakhs per year |
| Credit Risk Associate Salary in Internet | ₹3.0 Lakhs to ₹18.0 Lakhs per year |
How does experience affect salaries of a Credit Risk Associate in India?
Experience significantly impacts a Credit Risk Associate salary in India. Salaries increase with experience, as Credit Risk Associate take on more complex tasks, responsibilities, and leadership roles.
Credit Risk Associate salary at different experience level are as follows:
and so on.
| Experience | Average Salary Range |
|---|---|
| 1 year | ₹5.0 Lakhs to ₹10.0 Lakhs per year |
| 2 years | ₹14.0 Lakhs to ₹14.0 Lakhs per year |
| 3 years | ₹4.5 Lakhs to ₹16.5 Lakhs per year |
| 4 years | ₹4.2 Lakhs to ₹18.4 Lakhs per year |
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