Underwriter

Role & responsibilities

Role- Full-Time (Permanent)

Experience: 3+Years

Location- Mysore

Shift Timings: US Shift

Thought Focus helps forward-looking companies and organizations in the financial services, manufacturing, and higher education/public services sectors innovate and achieve a better future faster. Thought Focus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences, and drive operating efficiencies. We do this through exceptional excellence and mitigating the risk of change. With headquarters in the U.S., the Company has more than 2,100 employees in locations spread across five countries. For more information, please visit the company website www.thoughtfocus.com

Please find the JD below

Job description:

• Analyze and verify loan applications, including income verification, employment verification, asset verification, and credit history.
• Evaluate financial risk factors and determine loan eligibility based on established criteria.
• Order and review appraisals, title reports, and other loan documentation.
• Ensure compliance with all federal, state, and investor loan guidelines.
• Communicate effectively with Loan Officers, Processors, borrowers, and other parties involved in the loan process.
• Prepare comprehensive reports with clear justifications for approval or denial of loan applications.
• Stay up to date on changes in mortgage lending regulations and industry standards.

Required Skills:

• Bachelors degree in finance, Accounting, Business Administration, or a related field (preferred).
• Minimum of 3-5 years of experience in mortgage underwriting or a similar financial analysis role.
• Strong analytical and problem-solving skills with a keen eye for detail.
• Proven ability to multi-task, prioritize, and meet deadlines in a fast-paced environment.
• Excellent communication and interpersonal skills with the ability to clearly explain complex financial concepts.
• Proficiency in mortgage lending software and underwriting tools (Fannie Mae/Freddie Mac guidelines a plus).
• Strong understanding of mortgage lending principles and risk assessment practices.

Preferred candidate profile

Perks and benefits