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Ethos

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3.4

based on 78 Reviews

2 Ethos Underwriter Jobs

Director of Life Underwriting

Ethos Capital

3.4

based on 78 Reviews

8-15 years

Bangalore / Bengaluru

1 vacancy

Director of Life Underwriting

Ethos

posted 1mon ago

Job Role Insights

Fixed timing

Key skills for the job

Data Analytics Operations Risk Management Medical Underwriting Sanction Screening Continuous Improvement

+ 2 more

Job Description

About the Role

The Director of Life Underwriting will play a critical role in overseeing and driving the performance, and efficiency life underwriting function at Ethos. This senior leadership role is responsible for managing and optimizing life underwriting production, ensuring a seamless, customer-centric, and profitable underwriting process while maintaining the company s risk management and compliance standards.

The role will lead a team of life underwriting professionals, collaborate with other departments and utilize data-driven insights to implement best practices, streamline operations, and improve underwriting efficiency. This position requires a strong combination of leadership, technical underwriting expertise, and operational management experience.

Roles & Responsibilities: 1. Leadership & Strategic Oversight

Provide leadership, vision, and direction to the life underwriting team, fostering a culture of excellence, collaboration, and continuous improvement.
Develop and implement underwriting policies and processes that improve operational efficiency, enhance customer experience, and support profitable business growth.
Mentor and develop a high-performing team of underwriting managers,and build a strong bench of future leaders.

2. Underwriting Operations & Efficiency

Ensure that the underwriting department operates within established quality and productivity standards, compliance frameworks, and regulatory requirements.
Oversee the day-to-day operations of the underwriting department, ensuring that policies are underwritten in accordance with company guidelines, regulatory standards, and risk tolerance.
Monitor and manage underwriting capacity and resource allocation to ensure service level agreements (SLAs) are met and underwriting quality is maintained.
Collaborate with IT and Operations to implement innovative technologies (e.g., automation, AI, machine learning) that improve underwriting accuracy, speed, and efficiency.

3.Data & Analytics

Leverage data analytics to assess the effectiveness of production underwriting practices, identify trends, and improve decision-making processes.
Develop and present key performance metrics (KPIs) and operational reports to senior leadership, providing insights into underwriting performance, productivity, and profitability.

Qualifications and Skills: Education & Experience:

Bachelor s degree in Business Administration, Finance, Actuarial Science, Insurance, or a related field (Masters degree preferred).
A minimum of 10-15 years of experience in life insurance underwriting, with at least 5 years in a leadership role.
Extensive knowledge of life insurance products, underwriting processes, and industry regulations.
Proven experience in leading underwriting operations, managing large teams, and driving performance improvements.
Strong understanding of data analytics, underwriting technology platforms, and automation tools.
Professional certifications such as FLMI, ALMI, or other relevant underwriting/designations preferred.

Skills & Competencies:

Leadership : Demonstrated ability to lead and inspire a diverse team, drive change, and develop talent.
Strategic Thinking : Strong ability to set a vision and execute strategic initiatives to achieve business goals.
Analytical Skills : Excellent quantitative and qualitative analysis skills, with a focus on data-driven decision-making.
Communication : Excellent interpersonal and communication skills, with the ability to engage and influence stakeholders at all levels.
Problem Solving : Creative and resourceful in identifying solutions to complex operational and underwriting challenges.
Technology Savvy: Familiarity with underwriting software, automation tools, and data analytics platforms.

#LI-Hybrid

#LI-ND1

Don t meet every single requirement? If you re excited about this role but your past experience doesn t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

Employment Type: Full Time, Permanent

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