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Muthoot Finance
Mba Fresher
Muthoot Finance
posted 1hr ago
Fixed timing
Key skills for the job
RCU
1. To manage and control Risk Containment Unit at Zonal Office
2. To maintain a quality credit appraisal system and ensure quality sanction time
3. To provide periodic training to the team members about the risk aspect and its mitigation
4. To ensure strict compliance of all the laid down guidelines before loan approvals
5. To ensure all the conditional sanctions are given only after receiving the satisfactory information from the Branch
6. To ensure the instruction given on the conditional sanctions cases are being followed and complied by the branches with in the stipulated time.
7. To educate the branches on various risk aspects for improving the credit and risk appraisal process at the branch level.
8. To ensure proper up keeping of approval/rejection, with easy access at any point of time
9. To ensure the clearance of all the loan approval cases before EOD
10. To report any major deviations to the Sr Management
12. To prepare and submit the Monthly MIS to the management
13. To participate in the quarterly Audit of RCU review of ROs
Risk Management
1. To ensure receipt and scrutiny of FVRs approval/Rejection and take appropriate steps to safeguard the advances of high value customers (Aggregate loan o/s above 5Lacs)
2. To coordinate with FI consultant for timely completion of FVR and correction of deficiencies in reports
3. To report any deficiencies to sanctioning authority and get it rectified by branch
4. To risk rate the existing customer based on the criteria indicated
5. To have special focus on High Risk Customer and their transactions and ensure safety of advances.
Legal
To ensure all the cases are updated in the legal soft
To Intimate upcoming hearing date with ROs
To ensure branches/RO/VO attends the case hearings
To ensure the cases outcomes/ details are periodically updated in the legal software Role & responsibilities
Preferred candidate profile
Perks and benefits
Employment Type: Full Time, Permanent
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