Assistant Manager - Agri. Business / Officer - Agri. Business

We are a leading and fast-growing Co-operative Bank and are inviting ambitious resources to participate in our progression journey.

Position:

Assistant Manager - Agri. Business - Experience-Minimum 5 yrs

Officer - Agri. Business - Experience-Minimum 3 yrs

Location: Pune, Shirur, Baramati, Phaltan, Latur, Sangli, Karad, Satara, Kolhapur, Solapur Nashik, Ahilya Nagar, Nipani & Belgavi

The resource would be responsible for following :

Business Development: Identify opportunities to promote agricultural banking products and services, expanding the bank's customer base.

Agricultural Loan lead Sourcing & Processing: Agriculture loan lead generation and process agricultural loan, ensuring compliance with bank policies and regulatory requirements.

Credit Scoring: Maintain credit scoring models for agricultural borrowers, enhancing the bank's risk assessment capabilities. (While processing the proposal scoring model format shall be prepared and the decision to process the proposal to be taken as per grade.

Risk Assessment: Assess the creditworthiness of farmers and agricultural businesses, identifying potential risks and mitigants.

Loan Disbursement: Disburse agricultural loans to eligible borrowers, ensuring timely and efficient transaction processing.

Loan Monitoring: Monitor agricultural loan portfolios, tracking repayment performance and addressing any issues or defaults.

Reporting and Analytics: Prepare reports and analyse data on agricultural loan performance, providing insights for Agri Department.

Recovery Work: Regular recovery follow up in agri loan account, identify PNPA account & recovery & follow up in NPA account.