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746 Tata Capital Jobs

Individual Loan Officer - Retail MFB

1-5 years

Patna

1 vacancy

Individual Loan Officer - Retail MFB

Tata Capital

posted 1mon ago

Job Role Insights

Flexible timing

Job Description

Key Objective of the Job:

To drive Rural Individual Loan business sales and achieving business deliverables.

Major Deliverables:

Ensuring onboarding of quality customers to maintain highest portfolio quality.

  • Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process
    and policy
  • Conducting business and house verification for the potential customer along with financial analysis to
    finalize the desired loan amount.

  • Enabling business growth across assigned territories for deeper market penetration and reach.

  • To ensure achievement of disbursement targets and achieving desired productivity numbers.

  • Responsible for maintaining expected collection efficiency and ensuring minimum delinquency.

  • Continuous follow up of overdue customers if any to ensure their repayment.

  • Build strong client relationships both internally and externally and build a strong brand identification with
    existing and potential customer base.

  • Achieving highest First Time Right (FTR)
  • Constantly engaging in learning and development programs to upskill.

  • Adherence to product, process, and policies of the company.

    Qualification: Graduate in any discipline


  • Employment Type: Full Time, Permanent

    Read full job description

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