15 Stashfin Jobs

Job Title:

Associate / Senior Associate - Capital Markets, Modeling and Data Analytics (Strategy Team)

Location:

Gurgaon, India (Full-time, in-office role)

About Stashfin:

Stashfin is a leading fintech company redefining access to credit and financial services in India. We've raised USD 100 million in equity and disbursed over USD 1.5 billion in loans, empowering millions of consumers with innovative credit solutions.

The Capital Markets function is part of the broader Strategy team, which also includes Strategy, Investor Relations, and Strategic Initiatives. The team reports directly to the Founder & CEO and plays a pivotal role in shaping the company's long-term direction, capital structure, and fundraising efforts.

This role is based in Gurgaon and reports directly to the London-based Head of Capital Markets.

Role Summary:

- We are seeking a highly analytical and detail-oriented Associate / Senior Associate to join our Capital Markets team with a focus on modeling, data analytics, and loan tape production.

- This is a hands-on role supporting the origination and execution of structured finance transactions, working closely with global institutional investors and internal cross-functional teams.

Key Responsibilities:

- Prepare, maintain, and audit detailed loan tapes and portfolio data for investor diligence, securitisation, and structured finance transactions.

- Partner with credit, risk, and data science teams to extract, clean, and validate large datasets across lending products.

- Build and manage financial models, cash flow projections, and other analytical tools for capital markets use cases.

- Support the execution of transactions such as term securitisations, bilateral credit facilities, and warehouse financing structures.

- Coordinate with external investors, arrangers, and rating agencies to support due diligence and data-related workflows.

- Prepare high-quality summary dashboards and presentation materials for internal and external stakeholders.

Ideal Candidate Profile:

- 2-4 years of experience in capital markets, structured finance, risk analytics, or lending analytics, preferably within a financial institution, fintech, investment bank, or rating agency.

- Strong understanding of loan-level performance metrics, consumer lending, and asset-backed financing.

- High proficiency in Excel; working knowledge of SQL and/or Python strongly preferred.

- Strong academic background from a top-tier Indian or international university.

- Excellent attention to detail and a structured approach to data validation and quality control.

- Strong written and verbal communication skills in English.

- Motivated and driven, with a demonstrated interest in capital markets, financial services, and working in a high-growth, entrepreneurial environment.

Bonus Points For:

- Familiarity with ABS/MBS structures and securitisation waterfalls.

- Experience working with external investors, trustees, or rating agencies.

- Prior exposure to consumer lending or NBFCs.

Why Join Us?

- Be part of a high-impact Strategy team shaping the capital structure of a high-growth fintech.

- Work closely with international investors and play a direct role in structuring live transactions.

- Gain deep exposure to capital markets, structured finance, and lending analytics.

- Thrive in a collaborative, fast-paced, and intellectually rewarding environment.