Wholesale Credit-SME Credit Manager

Job Purpose :

• To ensure adherence of laid down policy, processes & Procedures at locations managed by
  them with the objective of functioning within the defined framework.
• To analyze every proposal in detail and ensuring all credit checks are carried out to the
  satisfaction.
• To ensure adherence of Credit TAT without compromising quality of the portfolio and to
  deliver faster decision to the customer.
• Effective monitoring of vendors like CPA and Stock Auditor to ensure adherence of TAT and
  quality.
• Ensuring co-ordination between other stakeholders for smooth functioning of all departments in the interest of the Bank.
• Monitoring of the portfolio to ensure lower delinquency, housekeeping, etc
• Ensure customer visits to monitor portfolio and understanding of local market
• Analyze is each tansaction and ensure decisioning the same within acceptable risk parameters.

Job Responsibilities(JR) :
Portfolio Management -Working Capital Products
TAT Management
Monitoring of vendor performance
Adherence of Credit Policy & Processes
MIS Analysis
Compliance, Audit and CRU requirements

Educational Qualifications :

Chartered Accountant

MBA from reputed Institute

Key Skills :
Banking Product & Process Knowledge
Communication
Knowledge of Industry.

Experience Required :
1 yr experience in credit underwriting from banking institutes, Exposure to banking preferable .