To perform high quality and timely credit underwriting of new business transactions of Small, Mid and Large Corporates within delegated authority levels, understanding levels of risk and appropriate returns.
Preparation of credit reports as per specified formats and ensure compliance with risk policies and processes while working with sales team and provide timely support in closure of transactions.
Presentation of proposals to the approval authorities
Portfolio monitoring.
Portfolio reviews and record keeping for audit and regulatory requirements.
To liaise through structured meetings, with Sales and other members of the Risk Management team to ensure continuous improvement of business process.
To participate in customer meetings when needed to fully understand the risks and opportunities involved in a transaction.
Manage entire portfolio of SFPL and guide and train the team.
What else do I need to know?
Knowledge and Experience
About 4 to 7 years of experience in risk or credit in a bank or a reputed NBFC in underwriting of Small, Mid and Large Corporates.