Credit Analyst

Job Description: Credit Analyst

Location - New Delhi

Experience - 2-5 Years

Role Overview:
A Credit Analyst is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit. This role involves analyzing financial data, assessing risk, and making recommendations to lenders regarding credit decisions.

Key Responsibilities:

Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of applicants.

Prepare detailed credit reports and risk assessments for loan applications.

Monitor existing credit accounts and conduct periodic reviews to ensure compliance with lending policies.

Collaborate with loan officers and other stakeholders to discuss credit decisions and risk factors.

Stay updated on industry trends, economic conditions, and regulatory changes that may impact credit risk.

Provide recommendations for credit limits, terms, and conditions based on analysis.

Assist in the development of credit policies and procedures.