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37 Oportun Jobs
Senior Analyst of Risk Management
3-6 years
Kolkata, Mumbai, New Delhi + 4 more
1 vacancy
Senior Analyst of Risk Management
Oportun
posted 15d ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
POSITION OVERVIEW
Step into a role where risk management meets innovation. As a Senior Analyst of Risk Management, you will pioneer strategies that ensure our personal loan products transform lives without compromising risk. You will design risk strategies that consider more than traditional credit scores. You will gain exposure to pricing, marketing and underwriting to build deep knowledge of installment loan business, helping drive growth and profit optimization. This is an exciting opportunity in a fast-paced organization where your contributions can have a meaningful impact.
RESPONSIBILITIES:
- Gain exposure to key areas such as risk underwriting, pricing, and direct mail marketing with the opportunity to specialize and focus on a specific area based on interest and business needs
- Partner with product, data science and engineering to design and implement tests; turn learnings into actionable strategies, presenting findings to stake holders to influence decision making
- Develop and maintain valuation frameworks to determine profitability at the margin; recommend changes to risk strategies to maximize profitability and ensure required return on capital for all risk segments
- Develop dynamic risk assessment frameworks using alternative data to evaluate creditworthiness and optimize direct mail marketing/targeting
- Design strategy ramp-up to support the expansion in new channels, new geographic regions and/or new partner sources while ensuring portfolio resilience
- Support the development of pricing strategies and practices, balancing revenue optimization with enterprise objectives and customer experience
- Monitor portfolio performance, refining strategies to minimize defaults while maximizing credit access for the underserved
DESIRED SKILLS & EXPERIENCE:
- Bachelor s Degree in Engineering, Mathematics, Economics, Finance, or other analytical discipline (advanced degree in a quantitative discipline is a plus)
- 3+ years of experience in an analytic role, preferably in risk management of the financial services industry
- Very strong attention to detail, experience developing processes to implement strategy
- A self-starter - you naturally take ownership, look for opportunities, and drive recommendations through execution
- Adaptive to a fast-changing environment and have the drive to get things done
- Flexible in prioritizing work, managing multiple tasks and meeting deadlines
- Excellent SQL (or similar language) programming skills; proficiency in Python is a plus
- Advanced Microsoft Excel and PowerPoint skills
- Strong written and verbal communication skills
Employment Type: Full Time, Permanent
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What people at Oportun are saying
What Oportun employees are saying about work life
based on 23 employees
Flexible timing
Monday to Friday
No travel
Oportun Benefits
Submitted by Company
Leave Benefits and Home office setup Stipend Attractive Compensation and Benefits Including stock Options Excellent Insurance Benefits Remote Work and Flexible working hours
Submitted by Employees
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Oportun Chennai Office Location
Chennai, Tamil Nadu Office
Regus Office No. 946, Olympia Technology Park, Citius Block No -1, SIDCO Industrial Estate Guindy Chennai Chennai TN 600032 IN
Chennai, Tamil Nadu
600032
600032
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