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Engaged Employer

Oportun

Compare

3.6

based on 23 Reviews

38 Oportun Jobs

Senior Analyst of Risk Management

Oportun Inc

3.6

based on 23 Reviews

3-6 years

Kolkata, Mumbai, New Delhi + 4 more

1 vacancy

Senior Analyst of Risk Management

Oportun

posted 19d ago

Job Role Insights

Flexible timing

Key skills for the job

Python Excel SQL Analytical Chemistry Risk Management Medical Underwriting

+ 3 more

Job Description

POSITION OVERVIEW

Step into a role where risk management meets innovation. As a Senior Analyst of Risk Management, you will pioneer strategies that ensure our personal loan products transform lives without compromising risk. You will design risk strategies that consider more than traditional credit scores. You will gain exposure to pricing, marketing and underwriting to build deep knowledge of installment loan business, helping drive growth and profit optimization. This is an exciting opportunity in a fast-paced organization where your contributions can have a meaningful impact.

RESPONSIBILITIES:

Gain exposure to key areas such as risk underwriting, pricing, and direct mail marketing with the opportunity to specialize and focus on a specific area based on interest and business needs
Partner with product, data science and engineering to design and implement tests; turn learnings into actionable strategies, presenting findings to stake holders to influence decision making
Develop and maintain valuation frameworks to determine profitability at the margin; recommend changes to risk strategies to maximize profitability and ensure required return on capital for all risk segments
Develop dynamic risk assessment frameworks using alternative data to evaluate creditworthiness and optimize direct mail marketing/targeting
Design strategy ramp-up to support the expansion in new channels, new geographic regions and/or new partner sources while ensuring portfolio resilience
Support the development of pricing strategies and practices, balancing revenue optimization with enterprise objectives and customer experience
Monitor portfolio performance, refining strategies to minimize defaults while maximizing credit access for the underserved

DESIRED SKILLS & EXPERIENCE:

Bachelor s Degree in Engineering, Mathematics, Economics, Finance, or other analytical discipline (advanced degree in a quantitative discipline is a plus)
3+ years of experience in an analytic role, preferably in risk management of the financial services industry
Very strong attention to detail, experience developing processes to implement strategy
A self-starter - you naturally take ownership, look for opportunities, and drive recommendations through execution
Adaptive to a fast-changing environment and have the drive to get things done
Flexible in prioritizing work, managing multiple tasks and meeting deadlines
Excellent SQL (or similar language) programming skills; proficiency in Python is a plus
Advanced Microsoft Excel and PowerPoint skills
Strong written and verbal communication skills