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Credit Sales Officer
NBFC Credit Wise Capital
posted 1mon ago
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Job Description
- Sales Target Achievement: Achieve sales targets and revenue goals by proactively prospecting for new customers,
generating leads, and converting opportunities into sales. - Customer Acquisition: Identify and target potential customers, including individuals, businesses, and organizations,
through market research, networking, and referrals, to drive new business acquisition. - Credit Analysis: Conduct thorough credit analysis of potential customers, assessing their creditworthiness, financial
stability, and repayment capacity, to determine eligibility for two-wheeler loans. - Product Promotion: Promote and sell two-wheeler loans and related financial products and services offered by the
NBFC, highlighting features, benefits, and competitive advantages to customers. - Loan Application Processing: Assist customers in completing loan applications, verifying documentation, and
submitting required information, ensuring accuracy and completeness to expedite loan processing. - Customer Relationship Management: Build and maintain strong relationships with customers throughout the sales
process, providing personalized service, addressing inquiries, and resolving issues to enhance customer satisfaction
and loyalty. - Sales Support: Provide sales support to customers, including pre-qualification assistance, application submission
guidance, and documentation assistance, to facilitate a smooth and efficient sales process. - Compliance Adherence: Ensure compliance with regulatory requirements, company policies, and industry best
practices in sales activities, including adherence to fair lending practices and consumer protection laws. - Cross-functional Collaboration: Collaborate with cross-functional teams, including credit, underwriting, operations,
and collections departments, to coordinate efforts in sales operations, loan processing, and customer service
delivery. - Reporting and Analysis: Prepare regular sales reports, forecasts, and performance dashboards for senior
management, tracking key performance indicators (KPIs) and providing insights for sales planning and decisionmaking.
Qualification
- Bachelor s degree in business administration, finance, or related field.
- 2+ years of experience in sales and business development, preferably in the financial services industry or NBFC
sector. - Strong sales and negotiation skills, with a proven track record of achieving sales targets and driving revenue growth.
- Ability to conduct credit analysis and assess customer creditworthiness, with knowledge of credit underwriting
principles and risk management practices. - Excellent communication and interpersonal skills, with the ability to build rapport with customers and influence
decision-makers. - Results-oriented mindset with a focus on achieving business objectives, delivering customer value, and maximizing
sales performance. - Proficiency in MS Office Suite and familiarity with CRM software and sales automation tools.
Employment Type: Full Time, Permanent
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NBFC Credit Wise Capital Benefits
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