Assistant Manager / Manager-Risks Management Department

JOB DESCRIPTION
Designation: Assistant Manager / Manager

Division / Department /Function :Risks Management Department

Location :Head Office, Bengaluru

Age : Not exceeding 40 years at the time of job application.

Core Competencies:

• Sound knowledge about modern risk management practices in the
finance sector.
• Knowledge about the working of the NBFC MFI.
• Effective verbal and writing communication skills.
• Strong commitment to inclusive growth on sound business
principles.

Educational Qualifications : Graduation

Experience
• Experience with a Financial Institution with substantial exposure to
Credit Risk, Market risk, Operational Risk, Liquidity Risk and
Interest Rate Risk.

• 3 years and above experience in credit and risk management in one
  or more financial institution or having similar roles and
  responsibilities in one or more RBI regulated lending entity.

Responsibilities:
1. Assist in implementing the risk management framework, policies,
and procedures for the company.
2. Responsible for review of the Risk Models, developing policies
procedures and pricing models, etc. of the company.
3. Conduct reviews and assist in developing risk assessment models
for credit, operational, and liquidity risks.
4. Preparing the results of risk management processes for
presentation to the Risk Management Committee (RMCB), ensuring
accuracy and compliance.
5. Provide support for Asset Liability Management (ALM) activities,
ensuring adherence to regulatory guidelines and internal policies.
6. Monitoring risk limits across industry, product, segment, and single
loan, ensuring compliance with the set risk appetite.
7. Assist in the preparation and ongoing refinement of the Annual
Internal Capital Adequacy Assessment Process (ICAAP) document
for the Bank.

8. Support the monitoring of large individual/group exposures,
industry-wise, facility-wise, and CRA rating-wise exposures in
accordance with RBI norms and in-house limits.
9. Aid in the development and periodic review of Credit Risk
Assessment (CRA) models and scoring systems.
10. Responsible for stress testing of the portfolio in compliance with
regulatory requirements for adjusting capital allocations by taking
in account various commodity cycles and regional downturns and
ensuring that stress testing and capital utilization is embedded in
the decision making process.
11. Ensure that the management team remains informed about liquidity
and interest rate risks, participating in related risk management
activities.
12. Any other roles and responsibilities that may be designated by Risk
Management Department.
13. Ensure timely and accurate reporting of credit risk management
activities and updates.
14. Assist in facilitating communication and coordination between
various departments involved in risk management.