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Loan Officer - Micro Banking
Ujjivan Financial Services
posted 3mon ago
Job Role Insights
Fixed timing
Key skills for the job
Job Description
Ujjivan Financial Services Pvt. Ltd. is looking for Loan Officer - Micro Banking to join our dynamic team and embark on a rewarding career journey
- Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan
- Assist clients in understanding loan options and provide guidance throughout the application process
- Analyze financial statements, credit reports, and other documentation to make informed lending decisions
- Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients
- Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials
- Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner
- Maintain accurate and up-to-date records of all loan applications and related documentation
- Ensure compliance with all applicable lending regulations and policies
- Continuously monitor loan portfolios and identify opportunities for risk management and improvement
- Proficiency in Microsoft Office and loan management software
- Strong communication and interpersonal skills
Employment Type: Full Time, Permanent
Functional Areas: Other
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People are getting interviews at Ujjivan Financial Services through
People are getting interviews through
(based on 4 Ujjivan Financial Services interviews)
Job Portal
Referral
Walkin
50%
25%
25%
Moderate
Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
What Loan Officer at Ujjivan Financial Services are saying
Rating based on 26 Loan Officer
reviews
Anonymous · Finance
in Tumakuru, Karnataka
Likes
Very good company for employees working balance and Job security
Dislikes
Appraisals and increments
Read 26 reviewsLoan Officer salary at Ujjivan Financial Services
reported by
22
employees
₹1.7
L/yr - ₹3.4
L/yr
8%
less
than the average Loan Officer Salary in India
View more details
What Ujjivan Financial Services employees are saying about work life
based on 303 employees
Strict timing
Monday to Saturday
Within city
Day Shift
Ujjivan Financial Services Benefits
Job Training 
Health Insurance 
Soft Skill Training 
Team Outings 
Education Assistance 
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