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Bajaj Finance

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4.0

based on 6.7k Reviews

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9 Bajaj Finance Lead Jobs

Lead - Risk,

BAJAJ FINANCIAL SECURITIES LIMITED

 · 

4.0

 based on 6.7k Reviews

6-8 years

₹ 20 - 29L/yr (AmbitionBox estimate)

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This is an estimate of the average salary range for this position. It has not been reviewed by the company, and the actual salary may differ.

Pune

Lead - Risk,

Bajaj Finance

posted 2d ago

Job Role Insights

Flexible timing

Key skills for the job

Data Analytics Salesforce SFDC Financial Analysis SAP Sales and Distribution US Mortgage

+ 10 more

Job Description

    

Job Purpose  
â"This position is open with Bajaj Finance ltd.â"    

Duties and Responsibilities  
  •  Responsible for risk management of exposure across Sales finance (SF) dealer partners within dealer banker framework
  •  Manage proposal for underwriting for SF dealer partners including good understanding of valuations, legal, technical, PD, Financial analysis, collateral management etc. of property collaterals as security
  •  Travel to locations to understand market and refine and upgrade policy as per market requirement and risk assessment
  •  Managing distribution risk by ensuring adequate controls and checks on exposure risk.
  •  Portfolio risk monitoring & management
  •  Ensure continuous improvement/enhancement to systems (SFDC & Finn one) platforms by identifying gaps proactively.
  •  Support product team in developing systems, IT development and improvement of the same and is line with business requirements.
  •  Own offer generation and validation activity for Dealer Banker.
  •  Building framework to continuously assess and evaluate system capabilities to eliminate operational loss
  •  Monthly interaction & feedback mechanism with collection/sales team to get ground level feedback on market/portfolio
  •  Support business in various initiatives by enabling business growth and maintaining portfolio quality
  •  Managing activity of bouncing analysis, PDD framework.
  •  Own the activity of business performance presentation in terms of preparation of Risk Deck & Operating Deck.
  •  Monitoring the Dealer Performance with the help of Dealer Performance Monitoring Activity.
  •  Analysis of various Dealer banker proposals in terms of PO generation, underwriting & eligibility analysis    

    Required Qualifications and Experience  
  •  Preferably a CA or MBA finance by qualification
  •  Mandatory to have minimum 6 to 8 years of experience in Mortgage Underwriting / Risk and overall experience of 10 years.
  •  Experience in risk management is preferable.
  •  Understands distribution management
  •  Should have excellent interpersonal and communication skills along with strong presentation and data analytics skills.
  •  Comfortable on working in MS Power Point & MS excel and handle large data set.    

    • Employment Type: Full Time, Permanent

    Read full job description

    Bajaj Finance Interview Questions & Tips

    Prepare for Bajaj Finance Lead roles with real interview advice

    What Lead at Bajaj Finance are saying

    4.6
     Rating based on 2 Lead reviews

    Likes

    Having good opportunity for growth

    • Salary - Excellent
      • +4 more
    Dislikes

    Work life balance

    Read 2 Lead reviews

    Lead salary at Bajaj Finance

    reported by 45 employees with 6-14 years exp.
    ₹18 L/yr - ₹38 L/yr
    100% more than the average Lead Salary in India
    View more details

    What Bajaj Finance employees are saying about work life

    based on 6.7k employees
    53%
    72%
    52%
    97%
    Flexible timing
    Monday to Saturday
    Within city
    Day Shift
    View more insights

    Bajaj Finance Benefits

    Job Training
    Health Insurance
    Soft Skill Training
    Work From Home
    Free Transport
    Team Outings +6 more
    View more benefits

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