Analyst Compliance - US Mortgage

Company Profile:

Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers

Post – Analyst Compliance – US Mortgage - WORK FROM OFFICE

Location – Bangalore

Job Shift – 7 pm to 5 am - Night - 5 Days a Week – Saturday & Sunday Off

Key Responsibilities:

• Reviewing documents related to origination such as CD (Closing Disclosures) , LE (Loan Estimates), 1008, 1003, 1004, Credit report.
• Performed root-cause analysis (RCA) to provide feedback.
• Regulatory Compliance: Ensure mortgage loans comply with relevant laws and regulations, including RESPA, TILA (TRID), HMDA, ECOA, and all applicable state and federal rules.
• Loan Review & Risk Analysis: Review and analyze mortgage loan files to ensure all required documentation is complete and accurate. Identify any potential risks or discrepancies and ensure corrective actions are taken.
• Internal Audits: Conduct periodic audits of loan files to ensure compliance and identify areas for improvement in processes or documentation.
• Reporting & Documentation: Maintain accurate records of compliance checks, audits, and findings. Provide detailed reports to management on compliance status and issues that require attention.
• Collaboration: Work closely with underwriters, loan officers, legal teams, and other departments to facilitate loan processing and resolve compliance issues promptly.