General Manager - Risk Technology - BFS (4-9 yrs)

Responsibilities will include:

Functional Expertise:

- End- to-end ownership of implementation of risk policies through BRE

- Assess key linkages between internal & external system

- Ability to comprehend & code rules on the BRE

- Ensure data aspects covered in credit risk policy is sacrosanct from data structure standpoint

- Collaborate with Data Engineering/ Product teams for sanctity & usage of data

- Detailed understanding of in-house systems & agility to change legacy systems whenever required

- Ability to bring external knowledge from merchant lending acquisition standpoint & build capability - internally

- Monitor implemented strategies to continuously assess business & risk impact

- Test the scenarios which are to go live on system & provide risk sign- off

Interaction:

- Collaborating with teams like -Product, Technology, Business to setup and monitor underwriting strategies.

- Problem Solving-

- Monitor implemented strategies to continuously assess business & risk impact.

To succeed in the role :

- Impact A curious mind and ability to assess process flows

- Challenges & Decisions Constant identification of changes to be initiated & impact on business & risk

- Qualification & Experience (type & industry) - 3+ years of BRE design & implementation in fintech/ bank/ NBFC for any unsecured or secured lending product

Skills & know-how:

- Hands-on experience of coding rules on BRE's

- Adept in quantitative analysis, data mining, trend analysis and creating insights within large data eco-system. Proficiency in data tools like SQL/Python

- Behaviors - Skilled at planning, tracking plans, working cross department to review processes and controls, gathering and organizing documentation and test results.

- Must have the ability to influence others and work at all management levels across the organizational structure

- Ability to collaboratively develop a risk strategy in conjunction with stakeholders

- Strong analytical thinking, written, and oral communication and presentation skills