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1 Formulation Job
Regional Manager
Bajaj Finserv Health
posted 6mon ago
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Key skills for the job
Job Description
1. Work along with Business teams to ensure proper formulation, fitment, structuring, pricing and execution of transactions based on specific requirements, regulatory framework.
2. Review the underwriting process at Hub level and define process as per available resources and branch requirements.
3. Identify fraudulent practices and mitigate risk through changes in policy and process and formulate and manage the legal evaluation process in the Hub region.
4. Co-ordinate with the collection team and generate business insights to mitigate risk and Resource planning and management at hub for smooth running of operations.
5. To ensure that Clients KYC and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
6. Ensuring compliance of the Credit Policy and processes within TAT and closely monitoring the Clients CIBIL and Clients loan portfolio.
7. Checking client s eligibility for the loan and his/her credit worthiness by looking at the other loans advances taken and payment history.
8. Processing of file and checking the customer profile and categorizing it into low, medium and high risk.
9. Monitor portfolio on regular basis. Training and guiding Credit Managers
4. MAJOR CHALLENGES
(Challenges faced on an on-going basis in carrying out the job)
5. DECISIONS
(Key decisions taken by job holder at his/her end)
1. Decide on the approval/rejection of logins.
6. INTERACTIONS
(Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job)
Internal Clients
Roles you need to interact with inside the organization to enable success in your day to day work
1. Business stakeholders, OPS, Collections, COE teams HR Partners: To understand drive business, drive training coverage to team members and provide feedback for system development.
2. Risk team: Understand changes in policies
3. Business teams: To understand drive business
2. Review the underwriting process at Hub level and define process as per available resources and branch requirements.
3. Identify fraudulent practices and mitigate risk through changes in policy and process and formulate and manage the legal evaluation process in the Hub region.
4. Co-ordinate with the collection team and generate business insights to mitigate risk and Resource planning and management at hub for smooth running of operations.
5. To ensure that Clients KYC and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
6. Ensuring compliance of the Credit Policy and processes within TAT and closely monitoring the Clients CIBIL and Clients loan portfolio.
7. Checking client s eligibility for the loan and his/her credit worthiness by looking at the other loans advances taken and payment history.
8. Processing of file and checking the customer profile and categorizing it into low, medium and high risk.
9. Monitor portfolio on regular basis. Training and guiding Credit Managers
4. MAJOR CHALLENGES
(Challenges faced on an on-going basis in carrying out the job)
5. DECISIONS
(Key decisions taken by job holder at his/her end)
1. Decide on the approval/rejection of logins.
6. INTERACTIONS
(Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job)
Internal Clients
Roles you need to interact with inside the organization to enable success in your day to day work
1. Business stakeholders, OPS, Collections, COE teams HR Partners: To understand drive business, drive training coverage to team members and provide feedback for system development.
2. Risk team: Understand changes in policies
3. Business teams: To understand drive business
Employment Type: Full Time, Permanent
Functional Areas: Banking/Insurance
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