Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.
Work includes:
Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes
Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship
Identifying business clients credit needs and proposing suitable products, services and/or solutions
Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences
Advising and guiding teams in the development of bespoke products/solutions/platforms
Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients
Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements
Maintaining and growing business contacts and leads in the lending business
Compliance with internal and credit-related regulations, e.g., QS audit results, KWG 18 etc.
Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines
Your skills and experience
The candidate should have experience in servicing or sourcing clients
The candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB)
Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.
Candidate should have excellent communication in English and well groomed.
Minimum qualification required is Graduation.
Minimum Exp should be 5 - 10 Years in relevant field.
How we ll support you
Training and development to help you excel in your career
Flexible working to assist you balance your personal priorities
Coaching and support from experts in your team
A culture of continuous learning to aid progression
A range of flexible benefits that you can tailor to suit your needs