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58 Credit Saison Jobs
Risk Analyst / Sr Risk Analyst - Branch Led
2-5 years
Bangalore / Bengaluru
1 vacancy
Risk Analyst / Sr Risk Analyst - Branch Led
Credit Saison
posted 5d ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
Roles & Responsibilities:
- Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level, identification of segments, programs, locations, and profiles which are delinquent or working well.
- Helps to develop credit strategies across the customer lifecycle (acquisitions, management, fraud, collections, etc.)
- Identify trends by performing necessary analytics at various cuts for the Portfolio
- Provide analytical support to various internal reviews of the portfolio and help identify the opportunity to further increase the quality of the portfolio
- Work with Product team and engineering team to help implements the Risk strategies
- Work with Data science team to effectively provide inputs on the key model variables and optimise the cut off for various risk models
- Create a deep level understanding of the various data sources (Traditional as well as alternate) and optimum use of the same in underwriting
- Should have good understanding about various unsecured credit products
- Should be able to understand the business problems and helps convert them into the analytical solutions
Required skills & Qualifications:
- Bachelors degree in Computer Science, Engineering or related field from top tier (IIT/IIIT/NIT/BITS)
- 2-5 years of experience working in Data science/Risk Analytics/Risk Management with experience in building the models/Risk strategies or generating risk insights
- Proficiency in SQL and other analytical tools/scripting languages such as Python or R
- Deep understanding of statistical concepts including descriptive analysis, experimental design and measurement, Bayesian statistics, confidence intervals, Probability distributions
- Proficiency with statistical and data mining techniques
- Proficiency with machine learning techniques such as decision tree learning etc.
- Should have an experience working with both structured and unstructured data
- Fintech or Retail/ SME/LAP/Secured lending experience is preferred
Employment Type: Full Time, Permanent
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What Credit Saison employees are saying about work life
based on 71 employees
Flexible timing
Monday to Friday
No travel
Day Shift
Credit Saison Benefits
Team Outings 
Work From Home 
Education Assistance 
Cafeteria 
Soft Skill Training 
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