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2 Tata Capital Credit Officer Jobs
Credit Officer - Housing
Tata Capital
posted 18d ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
Tata Capital Ltd is looking for Credit Officer - Housing to join our dynamic team and embark on a rewarding career journey
- Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
- Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
- Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
- Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
- Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
- Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
- Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
- Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
- Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities
Employment Type: Full Time, Permanent
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People are getting interviews at Tata Capital through
People are getting interviews through
(based on 93 Tata Capital interviews)
Job Portal
Referral
Walkin
Company Website
Campus Placement
26%
24%
14%
10%
9%
17% candidates got the interview through other sources.
High
Confidence
?
High Confidence means the data is based on a large number of responses received from the candidates.
What Credit Officer at Tata Capital are saying
Rating based on 9 Credit Officer
reviews
Anonymous · Retail & B2C Sales
in Koppal, Karnataka
Likes
Please Recommend for Credit Team
Dislikes
No
Read 9 reviewsCredit Officer salary at Tata Capital
reported by
26
employees
₹2.5
L/yr - ₹5
L/yr
5%
less
than the average Credit Officer Salary in India
View more details
What Tata Capital employees are saying about work life
based on 2.4k employees
Flexible timing
Monday to Saturday
Within city
Day Shift
Tata Capital Benefits
Submitted by Company
Job Training Health Insurance Soft Skill Training Work From Home
Submitted by Employees
View more benefits 
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