filter salaries All Filters

9 Credit Administration Jobs

Credit Manager - CF

5-7 years

Kolkata

1 vacancy

Credit Manager - CF

Tata Capital

posted 6d ago

Job Description

Manager - Credit Administration REPORTS TO (SOLID & MATRIX): Position Grade: Business Unit: SME Department: Credit Sub Function: Credit Administration Location: Number of Positions: Single / Multiple Position Type: Full Time

Job Purpose

Direct Reports (Position Title)

Resources

  1. The objective of the Manager - Credit Administration is to oversee and manage all aspects of credit administration processes, ensuring accuracy, compliance, and efficiency. This role involves issuing sanctioned letters, verifying pre-disbursal documents, coordinating with operations, managing security perfection, monitoring post-disbursal documents, generating MIS reports, and driving process mapping and improvement initiatives to support the business.
Team Size

Direct:

Indirect Team Size (Onrolls):

Financial Resources

Book Size: INR XX

Net interest income:

Main Accountabilities

Qualifications & Experience

  • Minimum Degree: MBA in Finance/ CA
  • Minimum Years/type of experience:
  • years

Competencies:

  • Speed
  • Meritocracy
  • Leadership Effectiveness
  • Customer Focus
  • Tech Quotient
  • Sustainability
  • Adaptability
  • Influence
  • Collaboration
  • Integrity
  • Resilience
  • Agility
  • Decisiveness
  • Risk management
  • Financial acumen

Functional Competencies

TCL shall populate as per the existing grid

Key Decisions taken

  • Approval of sanctioned letters to clients, specifying credit terms and conditions.
  • Verification and approval of pre-disbursal documents for credit facilities.
  • Decision on the perfection of security and the creation of charges for asset-backed credit.

Issuance of Sanctioned Letters:

  • Prepare and issue sanctioned letters to clients, outlining the terms and conditions of credit facilities.

Pre-Disbursal Document Verification:

  • Verify and validate pre-disbursal documents and documentation for accuracy and completeness.
  • Coordinate with the operations department for data input and file maintenance.

Security Perfection and Charge Creation:

  • Ensure the proper perfection of security and the creation of appropriate charges for assets securing the credit facility.
  • File necessary documentation with the Registrar of Companies (ROC) as required.

Document Maintenance and Updation:

  • Maintain an organized record of all credit-related documents and ensure they are kept up-to-date.
  • Monitor and manage document expiration and renewals.

Post-Disbursal Document Follow-up:

  • Supervise the follow-up process for post-disbursal documents (PDD) from clients.
  • Maintain records of PDDs and ensure their completeness.

Deferral MIS:

  • Prepare Management Information System (MIS) reports related to deferral cases.
  • Track and report on deferral conditions in line with sanction terms.

Security Creation and Follow-up:

  • Oversee the process of creating security instruments and follow up to ensure timely completion.
  • Maintain records of security creation and compliance.

MIS on Revenue Leakages:

  • Generate MIS reports to identify revenue leakages as per sanction conditions.
  • Implement corrective actions to minimize revenue losses.

Process Mapping and Improvement:

  • Map credit administration processes, identify areas for improvement, and develop process enhancement initiatives.
  • Collaborate with teams to implement process improvements to enhance efficiency and compliance.
JD Written by JD Approved by

Employment Type: Full Time, Permanent

Read full job description

Tata Capital Interview Questions & Tips

Prepare for Tata Capital Credit Manager roles with real interview advice

What people at Tata Capital are saying

3.6
 Rating based on 84 Credit Manager reviews

Likes

This company founded by Great Mr. Ratan Tata ji.

Dislikes

Managers are not professional and not supportive. Even do not co operate in your need and pressure alot. Your have to work on holdiays without comp off. You will not getting leave even when you are really sick.

  • Salary - Poor
  • +6 more
Read 84 Credit Manager reviews

Credit Manager salary at Tata Capital

reported by 448 employees
Lock Unlock
₹3.6 L/yr - ₹12.5 L/yr
At par with the average Credit Manager Salary in India
View more details

Compare Tata Capital with

Bajaj Finance

4.0
Compare

HDFC Bank

3.9
Compare

ICICI Bank

4.0
Compare

Reliance Capital

3.7
Compare

Aditya Birla Capital

3.9
Compare

Mahindra Finance

4.1
Compare

L&T Finance

3.9
Compare

Shriram Finance

4.1
Compare

Edelweiss

3.9
Compare

Sammaan Capital Limited

3.7
Compare

Muthoot Fincorp

4.5
Compare

IIFL Finance

4.0
Compare

Muthoot Finance

3.6
Compare

Home Credit Finance

4.1
Compare

SMFG India Credit

4.0
Compare

Manappuram Finance

3.9
Compare

Piramal Capital Housing Finance

4.2
Compare

TVS Credit

4.3
Compare

Mahindra Rural Housing Finance

4.0
Compare

Bharat Financial Inclusion

3.9
Compare

Similar Jobs for you

Credit Manager at Tata Capital Ltd

Mumbai

4-7 Yrs

₹ 10-14 LPA

Credit Manager at Tata Capital Ltd

New Delhi

6-9 Yrs

₹ 8-12 LPA

Manager at Tata Capital Ltd

New Delhi

5-7 Yrs

₹ 7-8 LPA

Credit Manager at Shriram City Union Finance Ltd

Chennai

2-6 Yrs

₹ 5-8 LPA

Credit Manager at Tata Capital Ltd

Chennai

5-10 Yrs

₹ 7-12 LPA

Credit Manager at Tata Capital Ltd

Mumbai

3-4 Yrs

₹ 8-9 LPA

Retail Manager at Tata Capital Ltd

Kolkata, Mumbai + 5

4-8 Yrs

₹ 6-10 LPA

Credit Manager at Shriram City Union Finance Ltd

Kolkata, Mumbai + 5

2-6 Yrs

₹ 5-8 LPA

Retail Manager at Tata Capital Ltd

Lucknow

4-8 Yrs

₹ 7-7 LPA

Retail Manager at Tata Capital Ltd

Chennai

2-6 Yrs

₹ 4-8 LPA

5-7 Yrs

Kolkata

6d ago·via naukri.com

5-7 Yrs

New Delhi

6d ago·via naukri.com

4-7 Yrs

Mumbai

6d ago·via naukri.com

Analyst

Bank Of Tokyo Mitsubishi UFJ Ltd

5-7 Yrs

Mumbai

6d ago·via naukri.com

2-5 Yrs

₹ 4 - 6L/yr

Mumbai

26d ago·via naukri.com

6-9 Yrs

New Delhi

5mon ago·via naukri.com

3-8 Yrs

₹ 6 - 15L/yr

Mumbai, Mumbai Suburban, Navi Mumbai

27d ago·via naukri.com

Branch Operation Officer

Ujjivan Financial Services Pvt. Ltd.

2-5 Yrs

Karunagappally, Trichy, Tirunelveli +53 more

5mon ago·via naukri.com

Credit Executive

CIEL HR

₹ 1 - 3L/yr

Bangalore / Bengaluru

26d ago·via naukri.com
How was your last interview experience?

Recently Viewed

REVIEWS

Groww

No Reviews

SALARIES

MUFG Bank

REVIEWS

Groww

No Reviews

REVIEWS

Groww

No Reviews

SALARIES

Groww

REVIEWS

MUFG Bank

No Reviews

JOBS

Tradebulls

No Jobs

SALARIES

Groww

No Salaries

REVIEWS

Groww

No Reviews

How was your last interview experience?
Rate your experience using AmbitionBox
Terrible
Terrible
Poor
Poor
Average
Average
Good
Good
Excellent
Excellent