Vice President - Credit Rating Analyst - Bank (11-20 yrs)

Credit Rating Analyst - Vice President for a bank

Technical:

1. To carry out an independent assessment on the credit quality of a borrower that signifies the level of risk associated with the client and assigning ratings as per Banks internal rating model

2. Ensuring that the ratings are accurate and up-to-date with the all-available information at all points of time by tracking news, reports both internal and external and quarterly performance of the companies under review

3. Comprehensive and independent analysis of companies' performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information to assess the credit worthiness of the entity

4. Monitoring portfolio performance for stress indicators and recommend suitable rating actions and highlight key risk factors

5. Periodic review of the ratings in the assigned portfolio on the basis of new developments in the company/industry

6. Strong industry domain expertise in any 2 industries. Individual is expected to contribute to 'industry research team' as well.

Behavioral:

7. Strong leadership - Provide mentorship to junior members of the team to improve their capabilities

8. Strong urge to learn & cross train - Take up additional responsibilities such as training both internal and external members, provide support on projects related to ICR phase two automation