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27 Branch Incharge Jobs

Branch In-Charge - Micro Lending

2-6 years

Patna

1 vacancy

Branch In-Charge - Micro Lending

HDB Financial Services

posted 28d ago

Job Role Insights

Fixed timing

Key skills for the job

Job Description

Job Role :

Responsible for Business generation under JLG Loan. Maintaining productivity & profitability of the Branch for all products. Responsible for achieving the set target of disbursement and cross selling products for the branch. Spearheading the Sales and responsible for Revenue Generation and Client Servicing for the branch Defining business targets and developing strategies for market penetration across various segments, for improvising the business of the organization. Leading a team of competent sales & recovery executives, providing them training, guidance and motivation to enhance their quality and productivity.


Key Responsibilties: Performing risk analysis and deciding the quantum of loan based on the borrowers' credit score. Performing critical analysis of financial risks, preparing appraisal reports to support the credit lending decisions. Identifying potential default cases and employing proactive measures to ensure that they do not become NPA. Ensure that the quality of portfolio remains the paramount by maintaining zero PAR. Timely collections and disbursement in the branch. Analyzing delinquent accounts on a case to case basis, developing strategies to recover the dues and offering debt counseling to facilitate them in settling the dues. Ensure all reports are consistent in quality: accurate, complete and on time. Monitoring performance of Branch. Strategize and enable process for employee Retention.



Preferred candidate profile : Graduate with 4-8 years of experience (1-4 yrs of experience in team handling) Strong Inter-personal and communication skills. Ability to set & manage targets/budgets. Demonstrated ability in sales planning. High level of Self Drive/Enthusiasm.



Perks and benefits : Incentive




Employment Type: Full Time, Permanent

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HDB Financial Services Interview Questions & Tips

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What Branch Incharge at HDB Financial Services are saying

3.6
 Rating based on 64 Branch Incharge reviews

Likes

All products knowledge .. Good to know all Lap and Business loans knowledge

Dislikes

Saturday & Sunday also working..No holidays at festival..Ramjan & bakrid & moharram

  • Promotions - Poor
  • +3 more
Read 64 Branch Incharge reviews

Branch Incharge salary at HDB Financial Services

reported by 131 employees with 5-12 years exp.
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₹2.8 L/yr - ₹8.5 L/yr
47% more than the average Branch Incharge Salary in India
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What HDB Financial Services employees are saying about work life

based on 20.5k employees
52%
60%
51%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

HDB Financial Services Benefits

Job Training
Health Insurance
Soft Skill Training
Work From Home
Team Outings
Cafeteria +6 more
View more benefits

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