Deputy Credit Manager

Role & responsibilities

Credit Risk Assessment: Evaluate the creditworthiness of loan applicants through detailed analysis of their financial background, credit scores, income stability, property value, etc.

Documentation Verification: Ensure all required documentation is complete and verified, such as identity proof, income proof, property documents, etc.

Loan Eligibility Check: Analyze the applicant's eligibility based on predefined criteria (such as age, income, existing debts, and property value).

Loan Approval: Make decisions regarding loan approvals after reviewing the application, credit report, property documents, and risk assessments.

PD Visit: Meet the applicant in person to understand their financial standing.