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2436 Bajaj Finance Jobs

Deputy National Lead - Commercial Lendin...

5-6 years

Pune

Deputy National Lead - Commercial Lendin...

Bajaj Finance

posted 12hr ago

Job Role Insights

Flexible timing

Job Description

    

Job Purpose  
Responsible for Day to Day Transactions, Disbursement & TDS Refunds MIS, Ensure operational efficiency, ensure delivery within defined TAT and quality standards    

Duties and Responsibilities  
1. Customer Onboarding, Loan Booking & Monitoring
  •  Authorization of Customer Onboarding and Limit Setting as per Documents / approvals provided,
  •  Ensure Loan Booking is done within TAT post submission of required approvals,
  •  Qualitative Check of Disbursements comparing the Sanction Terms viz, Loan Amount, Rate, Fees, Penalty etc.

    2. TDS Recon & Report Publishing
    ï‚
  •  TDS Receivable Recon to be published on a Quarterly Basis to respective stakeholders comparing to 26 AS Credits
    ï‚
  •  Work Closely with Business and Taxation team to reduce the recoverable
    ï‚
  •  Co-ordinate with Business and Customers to share TDS Certificates
    ï‚
  •  Ensuring TDS Entries are correctly posted in System
    ï‚
  •  Sample Quality Check of TDS Refunds to be done

    3. System Development / Enhancement / Project Management
  •  Initiate System Changes for improvement in Operational Efficiency
  •  Perform UAT, Data QC before go live,
  •  Monitor Reports / System Bugs
  •  Enhancements Management

    4. Daily MIS, Quality Check
    ï‚
  •  Publish Daily MIS to stakeholders helping in Disbursement / Portfolio Limit Tracking/TAT    

    Major Challenges  
    1) Involvement of various products, processes, scenarios, stakeholders etc. add complexity to the role
    2) Document management for diversified portfolio of different Business with varied levels of complexity add challenges    

    Required Qualifications and Experience  
    a) Qualifications
    ï‚
  •  Graduation with Experience / Post- Graduation
  •  Minimum 5-6 years of work experience
  •  Experience in management of Loan Disbursement Operations & Customer service
  •  Prior Experience & Knowledge of Loan Systems / Core Banking Solutions preferred
  •  Adequate Finance & accounting knowledge to understand the impact of processing a transaction
  •  Knowledge of Bank Reconciliation Process would be added advantage
  •  Stakeholder management
  •  Good MIS / Presentation Skill / Reporting to Senior Management    

  • Employment Type: Full Time, Permanent

    Read full job description

    Prepare for Commercial roles with real interview advice

    Top Bajaj Finance Commercial Interview Questions

    Q1. How to collect default customer. How to trace customer shifted given address
    Q2. Could you plz give a demo of how to sell mobile phn at dealers point.
    Q3. If customer is in NPA category then what percentage waiver we will give him in settlement
    View all 96 questions

    What people at Bajaj Finance are saying

    What Bajaj Finance employees are saying about work life

    based on 6.7k employees
    53%
    72%
    52%
    97%
    Flexible timing
    Monday to Saturday
    Within city
    Day Shift
    View more insights

    Bajaj Finance Benefits

    Job Training
    Health Insurance
    Soft Skill Training
    Work From Home
    Free Transport
    Team Outings +6 more
    View more benefits

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