Deputy Area Manager - Underwriting

    

Job Purpose  
â"This position is open with Bajaj Finance ltd.â"    

Duties and Responsibilities  
Х The role will require a strong understanding of Professionals, industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFLТs risk policies. The incumbent will be responsible for underwriting loans in their specific locations, which will mostly be pre-qualified / pre-approved by the Risk team, and require quick processing TATs, in the following businesses:

Ð¥ Professional Loans:

Monthly disbursements are expected to cross Rs.250 Cr in these businesses by September. Thus each Credit Manager is expected to process Rs.10 Cr of loan applications.

Ð¥ Key Responsibilities:

1. Underwriting of Loans to Professionals within defined time lines.
2. Drive ownership of internal processes & compliance with underwriting policies
3. Support Business, Risk & Operations in meeting the long term goals of the respective businesses    

Required Qualifications and Experience  
Ð¥ Qualifications:
1. Chartered Accountant / MBA
2. Maximum experience of 2 years in the financial services (lending) industry
Ð¥ Skills:
1. High process orientation
2. Good analytical skills
3. Positive attitude.
4. Good communication skills, with proficiency in English.