Surety Bond Underwriter - Insurance (5-15 yrs)

Key Responsibilities :

1. Underwriting Surety Bonds: Evaluate and underwrite surety bond applications for infrastructure, energy, telecom, and aviation projects.

2. Risk Assessment: Conduct thorough risk assessments and financial analyses to determine the creditworthiness of applicants.

3. Policy Development: Assist in the development and implementation of underwriting policies and procedures.

4. Profitability: Driving portfolio profitability and

5. Client Interaction: Maintain strong relationships with clients, brokers, and other stakeholders to ensure clear communication and effective service delivery.

6. Market Analysis: Stay updated on market trends and regulatory changes affecting the surety bond industry.

7. Reporting: Prepare detailed reports and presentations for the Chief Technical Officer and other senior management.

8. Compliance: Ensure all underwriting activities comply with company policies and regulatory requirements.

Technical Skills:

- Corporate Credit Underwriting: Minimum of 4-5 years of experience in corporate credit underwriting, with a focus on surety bonds.

- Financial Analysis: Proficiency in financial statement analysis, risk assessment, and credit evaluation.

- Industry Knowledge: In-depth understanding of the infrastructure, energy, telecom, and aviation sectors.

- Regulatory Compliance: Knowledge of relevant regulatory frameworks and compliance requirements.

- Software Proficiency: Familiarity with underwriting software and financial analysis tools.

Soft Skills:

- Analytical Thinking: Strong analytical skills with the ability to interpret complex financial data and make informed decisions.

- Attention to Detail: High level of accuracy and attention to detail in all aspects of underwriting.

- Communication: Excellent verbal and written communication skills, with the ability to present information clearly and concisely.

- Interpersonal Skills: Strong interpersonal skills to build and maintain relationships with clients, brokers, and team members.

- Problem-Solving: Ability to identify issues, develop solutions, and implement effective strategies.

- Time Management: Efficient time management skills with the ability to prioritize tasks and meet deadlines.

- Team Collaboration: Ability to work collaboratively within a team and contribute to a positive work environment.

Educational Qualifications:

- Degree: Bachelor's or Master's degree in Finance, Business Administration, Economics, or a related field from a Tier 1-2 institute.

- Certifications: Relevant certifications in underwriting or risk management will be an added advantage.