Alpha Alternatives - Credit Analyst - Fixed Income (3-5 yrs)

About Us:

Alpha Alternatives is a multi-asset class alternatives asset management platform based in India and Singapore, managing over Rs 15,000 Crores in assets. Our focus on alpha generation drives us to explore alternative investment opportunities across asset classes such as Commodities, Equities, Absolute Returns, Structured Credit, Fixed Income, and Quantitative Strategies. We offer a variety of products across structures including AIF, PMS, RIA, NBFC, and FPI.

Our team of 180+ professionals bring significant experience from leading global hedge funds and financial institutions, with strong academic backgrounds from top universities.

Position Overview:

We are seeking a dynamic and detail-oriented Credit Analyst to join our Fixed Income team. This role focuses on evaluating the creditworthiness of issuers and investment structures within the Indian debt market. As a key member of the team, you will conduct thorough research, monitor market trends, and provide detailed reporting to support portfolio management decisions.

The ideal candidate is highly analytical, with a strong ability to analyze financial statements, understand business models, and evaluate debt structures from a credit investment perspective. You will be expected to assess credit risks comprehensively, taking into account sectoral trends, macroeconomic developments, and issuer-specific factors. Your contributions will directly influence investment strategies and help identify actionable opportunities in the Indian debt market. This role offers a unique chance to grow within a collaborative and intellectually stimulating environment while making a tangible impact on investment outcomes.

Qualifications & Background:

Education: CA or Master's degree in Finance, Economics, Accounting, or a related field.

Certifications: CFA, FRM, or similar qualifications (completed or in progress) are highly desirable.

Experience: 3-5 years of relevant experience in credit analysis, financial research, or fixed income markets.

Technical Skills:

- Strong proficiency in Excel; familiarity with Bloomberg is a plus.

- Solid understanding of credit risk analysis, financial ratios, bond valuation, and fixed income securities (corporate and government bonds).

- Market Knowledge: Good grasp of the Indian fixed income market, credit ratings, and macroeconomic indicators.

Soft Skills:

- Detail-oriented with excellent research and analytical capabilities.

- Exceptional written and verbal communication skills to articulate insights effectively.

- Ability to thrive in a fast-paced, dynamic environment and meet deadlines.

- Behavioral Traits: Demonstrated ability to work independently as well as collaboratively within a team.

Role & Responsibilities:

Credit Research & Analysis:

- Perform fundamental analysis on Indian issuers, including corporations, financial institutions, and government entities.

- Analyze financial statements, debt structures, and credit ratios to assess credit risk.

- Evaluate sectoral trends and economic factors impacting the creditworthiness of issuers.

Market & Macro Monitoring:

- Monitor the Indian macroeconomic environment, interest rate changes, and relevant regulatory developments that may affect fixed income markets.

- Stay updated on credit events, bond market trends, and issuer-specific news.

Reporting & Documentation :

- Prepare detailed credit research reports, including risk assessments and investment recommendations for internal stakeholders.

- Contribute to the development of investment memos for portfolio managers and senior analysts.

Portfolio Support :

- Provide analytical support to portfolio managers in assessing credit risks across fixed income portfolios.

- Assist in identifying investment opportunities and evaluating potential bond purchases or sales.

Credit Rating Monitoring :

- Track the credit ratings of key issuers in the fixed income portfolio.

- Alert the team to any changes in credit ratings or material events affecting issuer risk.

Regulatory Compliance & Risk Management :

- Adhere to regulatory guidelines and internal risk procedures in credit evaluation.

- Identify and assess credit-related risks across sectors and issuers.

Stakeholder Engagement :

- Liaise with credit rating agencies, banks, and market participants for credit information.

- Build and maintain relationships with clients and stakeholders to share credit insights.

Why Join Us?

Join Alpha Alternatives and gain hands-on experience in fixed income market within a dynamic asset management environment. We provide training, mentorship, and growth opportunities in a collaborative team setting.

Compensation:

Salary will be discussed individually with selected candidates and will be competitive with industry norms. Compensation will include a significant performance-linked bonus component.

Location: Mumbai - This is a full-time, in-office role. Candidates from outside the location should be prepared to relocate.