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Valyx Production Operator Interview Questions and Answers

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Interview Questionnaire 

2 Questions

  • Q1. Simple Case Interview
  • Q2. Main case Round

Interview Preparation Tips

Round: Test
Experience: Adaptive DI test. Level of difficulty less than CAT.

Round: Case Study Interview
Experience: This is a very simple case interview. The case was as follows: Client is a micro-lender, they loan funds from a big bank @ 6% SI and loan out the money to farmers at 10% and 20% SI. The segmentation is 60% and 40% respectively. Calculate profit/customer. What is the profit if 2% customers default (uniformly from both segments) on the loan? (Ans: loss incurred)
Tips: This is a very simple round, just stick to the essentials of keeping your structure + calculations neat & clean. Communicate well. You'll get through.

Round: Case Study Interview
Experience: Case: We are a telecom company, planning to launch a new subscription plan. Decide if we should go ahead or not. The plan is as follows: We charge the customers $0.99 for the first 20 minutes and $0.08/minute thereafter. The cost incurred by the company is $0.07/minute. Should we go ahead with the plan?
You will be asked to draw a graph between Profit and minutes spent on a call. To come to a decision you might ask the interviewer for some more data like the distribution or the average time spent by a customer on a call. But none of this is information can be used to decide if we should go ahead with the plan. Unless you have a distribution of percentage of customers vs time spent on an avg call, you can not decide the fate of the plan.
On our campus, almost everybody answered a yes(go ahead) or a no for the plan and still got rejected. I think the actual answer is "None of the above. With the present information nobody can predict if the plan will be profitable in the long run.
Please do not say we can use historical data to come to a conclusion, I did, the question he then posed to me is can we really use historical data to predict the usage pattern of this plan by our customers?? The answer is no, we can not use historical data, as the customers will have an incentive to speak for close to 20 minutes per call.
I also looked at the problem from a customers point of view to check if a customer has an incentive to pick this plan over the others. I asked for the cheapest plan/s out in the market currently, so the interviewer told me that the cheapest plan cost the customer $0.08/minute.
After getting this data, I looked at intersection of the time band at which it becomes cheaper for the customer to pick our plan over the 8 cents plan and the time band which is profitable for us.
I came to the conclusion that the band is very narrow to be profitable and that I do not think that it will generate net profits. So we should not go ahead with the plan.
I assumed that there wont be a large chunk of customers in the above mentioned time band. This is what I think my mistake was.
I believe there is no way of definitely saying whether we should go ahead or not. Hence the answer must be Cant be Determined.
FYI: I also suggested him to launch it in a small region/zone so as to figure out the distribution of customers. No good.

Skills:
College Name: IIT Kanpur
Motivation: Chill out workplace. No pressure of work. But no future either :P wont land you in a great B-school. This is just an office opened by a recently grown American company. They have an office in India just to show the Investors that they plan on expanding and are investing in India and Philippines. I don't think the real work happens here. This might sound like a rant, but you should go ahead and prepare for this company. Its one of the best options straight out of college. Or to settle down or if you like to chill a lot....

Interview Questionnaire 

6 Questions

  • Q1. Finding the average profit on a given loan
  • Ans. 

    To find the average profit on a given loan, divide the total profit by the number of loans.

    • Calculate the total profit earned on the loan

    • Determine the number of loans

    • Divide the total profit by the number of loans to find the average profit

    • Example: If the total profit earned on 10 loans is $1000, the average profit per loan is $100

  • Answered by AI
  • Q2. Choosing between two marketing schemes
  • Ans. 

    When choosing between two marketing schemes, it's important to consider the target audience, budget, and goals.

    • Consider the target audience and which scheme would be more appealing to them

    • Evaluate the budget and determine which scheme is more cost-effective

    • Assess the goals of the marketing campaign and choose the scheme that aligns best with those goals

    • Conduct market research to gather data on the effectiveness of each...

  • Answered by AI
  • Q3. Economics of setting up a new ATM
  • Ans. 

    Setting up a new ATM involves various costs and considerations such as location, equipment, maintenance, and security.

    • Location is a crucial factor in determining the success of an ATM. It should be easily accessible and visible to potential users.

    • Equipment costs include the ATM machine, software, and communication systems.

    • Maintenance costs include regular servicing, cash replenishment, and repairs.

    • Security measures suc...

  • Answered by AI
  • Q4. Tell us a time when you asked your peers for help and what was the result
  • Ans. 

    I asked my peers for help when I was struggling with a project deadline.

    • I explained my situation and asked for their input

    • They were able to offer suggestions and resources that helped me meet the deadline

    • I expressed my gratitude and offered to return the favor in the future

  • Answered by AI
  • Q5. Tell us a time when you had to learn something new for an assignment/project
  • Ans. 

    I had to learn a new programming language for a project

    • Researched online resources and tutorials

    • Practiced coding exercises to gain proficiency

    • Collaborated with team members who were experienced in the language

    • Implemented the language in the project successfully

  • Answered by AI
  • Q6. Tell us a time when you delivered results in a short deadline while working in a team
  • Ans. 

    I led a team to complete a project in 3 days instead of 5

    • Set clear goals and priorities

    • Divide tasks among team members based on strengths

    • Communicate regularly to ensure progress and address issues

    • Worked overtime to meet the deadline

    • Received positive feedback from the client

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: The test basically involved solving 15 Data interpretation questions. The test was pretty easy, and hence accuracy was very important to qualify for the next round.
Tips: Solving DI questions from any CAT practice book will be more than enough. The actual questions in the test are much easier. Just be read the question carefully and you will be able to solve it.
Total Questions: 15

Round: Case Study Interview
Experience: Initially the interviewer tests your basically conceptual knowledge regarding the cost and revenue streams for a loan and then expects you to calculate the average profit given the required data. This was a pretty small interview lasting only about 10-12 minutes or so.
Tips: Keep conversing with the interviewer and clarify any doubts. Do not mess up with the calculation.

Round: Case Study Interview
Experience: Again, the interviewer tests your basic understanding regarding making a decision to select between two marketing schemes. Then, after being provided relevant information, you are expected to make an informed decision, do the break-even analysis and plot a graph.
Tips: You need to show the interviewer your grasp of business concepts. A good knowledge about economics and a business acumen helps. The math is easy, just be careful not to mess it up. Also, keep conversing with the interviewer and help him understand your line of thinking, this would enable him to assist you and get you on the right path.

Round: Case Study Interview
Experience: You are expected to do the math to assess the profitability of an ATM and qualitatively discuss the factors to be considered while setting up a new ATM.
Tips: Again, think aloud and use your common sense if ever you feel that you do not know an answer. But mainly be confident.

Round: Behavioural Interview
Experience: The interviewer is very friendly and it is more of a chat than an interview. Also, they will get into the specifics of the example you provide just to understand the situation better and to know how you handled the situation.
Tips: Be well prepared with all the general HR and behavioral questions and think about specific examples that you would like to bring up.

General Tips: To sum it up, more than anything, just be confident.
Skill Tips: If you are selected for the interview, chances are that you already have the necessary math skills to succeed. Remember, the only things which are going to get you through are confidence, alertness and business acumen.
Skills: Confidence, Communication, Basic Mathematics
College Name: IIT Bombay

Associate Interview Questions & Answers

CapitalOne user image Aman Choudhary

posted on 27 Sep 2016

I applied via Campus Placement

Interview Questionnaire 

3 Questions

  • Q1. Money Lending Business
  • Q2. Customer Acquisition (Break Even Analysis)
  • Q3. Customer Delinquency and Fraud Management

Interview Preparation Tips

Round: Resume Shortlist
Experience: Resume Shortlist was strictly done on the basis of CGPA ! All candidates with CGPA 7.0 and above were shortlisted for the test.

Round: Test
Experience: A total of 30 questions were given to completed in a short span of 35 minutes. A set of 5-6 questions were based on a set of three graphs (generally line chart, pie chart, bar graph). Questions were based on simple calculations and test was aimed at keeping a check on accuracy and speed of the candidate
Tips: Practice a few Data Interpretation exercise to understand the graphs easily.
Duration: 35 minutes
Total Questions: 30

Round: Case Study Interview
Experience: The case was about Market entry for a Money Lender in a village. The case included identification of potential customer segment, revenue streams. Then there was some data provided regarding the interest and various kind of loan models that would be used by the lender. I was then asked to work on the profitability. This case was more on the qualitative side.
Tips: - Keep communicating with the interviewer. Involve him in the case solving process.
- If at any point of time, you are unsure about the approach you are following, ask the interviewer.

Round: Case Study Interview
Experience: The case was about a credit card company who uses various kind of marketing strategies (mail, calls etc) for customer acquisition. The interviewer started with the discussion on the marketing techniques. The data included costs, acquisition rate, and the average profits. I was asked to calculate the break even point.
The case was numerical and easy to crack once the data was provided.


Tips: - Calculate accurately. Never answer wrong because of the speed.

Round: Case Study Interview
Experience: The case was about a bank who was observing a higher delinquency rate and fraud. The data provided was about loss per customer, average revenue etc. The case typically numerical after some discussion on strategy about reducing fraud.


Skills: Speed, Accuracy, Ability To Analyse
Duration: 2
College Name: IIT Kharagpur
Motivation: Good Perks, Big Brand.

Interview Questionnaire 

1 Question

  • Q1. Profitability analysis in the credit cards business
  • Ans. 

    Profitability analysis in the credit cards business involves evaluating the financial performance and returns generated by credit card operations.

    • Profitability analysis helps assess the effectiveness of credit card strategies and identify areas for improvement.

    • Key metrics for profitability analysis include net interest margin, fee income, credit losses, and operating expenses.

    • Comparing profitability across different cu...

  • Answered by AI

Interview Preparation Tips

Round: Test
Duration: 30 minutes
Total Questions: 35

Round: Case Study Interview
Experience: One mini calculative case interview and 2 major calculative

General Tips: Don’t relax too much and do prepare religiously inspite of whether or not your wingie or close friend is taking placements seriously. Also, do help out your wing mates once you are done with yours. There is no better joy than seeing a close friend landing up a dream job. Most importantly, never lose hope. This comes from a 7.1 who failed to make into the shortlists of every company for internships and still landed a job within the first 3 hours on the first day. Just keep believing you’ll do well and you would.
College Name: IIT Kanpur

Interview Preparation Tips

Round: Behavioural Interview
Experience: After the 4th round, they told me that they were making me an offer, and that was a big moment of relief for me.

General Tips: Prepare well for the GDs’ and interview because, a good CV only takes you to the interview and becomes irrelevant after that. Only preparation matters in selection. Also, prioritize your sectors based on your interest, and profile. Be realistic and practical while doing this. Also, If possible, keep one or two options ready beforehand (Ph.D., MBA, civil services, startup/family business) in case you are not able to crack a good job as it prevents you from getting panic. Also, if you are shortlisted in multiple companies in a single slot, do take a friend with you to manage everything. Never be overconfident if you have a very good CV. There have been various instances where many so-called high profile people have struggled with placements due to lack of preparation. Also, do not waste your time preparing for all the sectors, as you won’t be able to become a master in any of them.
Skills:
College Name: IIT Kanpur
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. What is your job role
  • Ans. 

    I am responsible for assisting in various tasks and projects within the company.

    • Supporting team members in daily operations

    • Completing assigned tasks in a timely manner

    • Assisting in research and analysis

    • Participating in meetings and discussions

  • Answered by AI
  • Q2. What is the ctc
  • Ans. 

    CTC stands for Cost to Company, which includes all expenses related to an employee's compensation.

    • CTC includes salary, bonuses, benefits, and any other perks provided by the company

    • It is the total amount of money a company spends on an employee in a year

    • CTC is often used to negotiate job offers and understand the full value of a compensation package

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: CAT-type data interpretation test.30 questions in 35 minutes.Fast graph interpretation and quick calculations.
Tips: CAT preparation will help.
Duration: 35 minutes
Total Questions: 30

Round: Case Study Interview
Experience: A simple case, based on the credit card industry or any other field, is given. Cases lay more focus on quantitative skills apart from the focus on asking the right questions.There is a shortlist made after each case round.
Tips:  Fast calculation and insight into what data may be required to solve the case are essential.Practice the cases given on their website and at www.beprepared.in.

Round: Behavorial Interview
Experience: Questions are asked based on incidents- give examples of instances when you led a team successfully or when you had to go against your team, etc.
Tips:  Practice HR questions from HLPQ.

General Tips: Positions Of Responsibility (PORs) are required but not mandatory. They are of secondary importance if one has scored well in the exam. A good CV with good internships/projects will help one to get shortlisted.
Skill Tips: "Student needs to be quick with simple percentage calculations."
Skills: Basic Quantitative skills
College Name: IIT Kharagpur

Interview Preparation Tips

Round: Test
Experience: Written Test ( DI questions, each involving 2-3 plots)

Round: Interview
Experience: Started with a “Tell me something about your-self question”. I believe it was just to set the ball rolling and was not evaluated. The interviewer then gave me a case question wherein I had to make a choice between a diesel and a petrol car. There were 3 parts to the question (some candidates were asked 1 / 2 as well). The first dealt with finding the breakeven point given the basic set of cost, fuel price and fuel consumption data. Next was to find breakeven considering the money was acquired at a certain rate of interest (bond/loan). Both these results involved basic calculation and I was comfortable with them. The final part was about calculating the breakeven, again, but this time considering depreciation. This is where I was caught off guard and though I did turn up with a figure, the interviewer was not completely satisfied.

General Tips: Do get a basic background of the firm and also about terms in the related field.
Skill Tips: I was not hesitant and was reasonably confident while answering. What went wrong was perhaps the fact that I was caught unaware of how depreciation works and how it had to be included in the equation. I fumbled a lot with the equation and puzzled as to where to include terms for depreciation etc.
College Name: IIT KANPUR

Interview Preparation Tips

Round: Test
Experience: There was test which was purely data analysis and calculator was allowed. So the procedure that they follow is that first they shortlist 50 people and a small case interview is followed. The case I was asked was to calculate the change in the cost of a grocery store if it has changed its model from cash on delivery with a physical store to an online portal which has cash on delivery option. As I had practiced it already I took some time to give structure and then gave 3-4 reasons for change in cost and then he gave me some numbers based on which I had to calculate the break even time period or amount . But I think he expected a little bit different approach or was searching for a different solution as I wasn't selected for the final interview sessions. I think 22 people were selected for the final interview session out of which 2 people were finally selected in Cap One.

College Name: IIT KANPUR

Interview Preparation Tips

Round: Resume Shortlist
Experience: I started my placement journey by getting shortlisted in Capital One on Day 1. They shortlisted 125 candidates on the basis of resume.

Round: Case Study Interview
Experience: Then, they took a case study interview and reduced the number to 30.

Round: Test
Experience: Then, they again took an aptitude test and selected none of them. But, on the day 2, I sat for the GDs and interviews of Coca Cola and got selected.

College Name: IIT KANPUR

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