What is key difference between Personal Auto and Commercial Auto?

Question

Accepted Answer

Personal Auto is for individual use, while Commercial Auto is for business use.

Personal Auto is used for personal transportation, such as commuting to work or running errands.
Commercial Auto is used for business purposes, such as delivering goods or transporting employees.
Personal Auto policies typically have lower liability limits compared to Commercial Auto policies.
Commercial Auto policies may require higher coverage limits due to the increased risk of business-related activities.
Examples of Personal Auto include personal cars, motorcycles, and RVs, while examples of Commercial Auto include delivery trucks, taxis, and company cars.