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80+ Fidelity Investments Interview Questions and Answers

Updated 16 Dec 2024
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Q1. Mutual fund Hedge fund Diff between mutual fund and hedge fund Derivatives Types of derivatives with examples and explanation About Northern Trust Why you want to join Northern Trust Why they should select you ...

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Ans.

The interview covered topics such as mutual funds, hedge funds, derivatives, Northern Trust, fixed income, financial statements, and more.

  • Mutual funds are investment vehicles that pool money from multiple investors to purchase securities.

  • Hedge funds are private investment funds that use advanced strategies to generate high returns for wealthy investors.

  • Derivatives are financial instruments that derive their value from an underlying asset or security.

  • Examples of derivatives in...read more

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Q2. What is Capital market and Financial instruments

Ans.

Capital market is a platform where companies and governments raise funds through financial instruments like stocks, bonds, and derivatives.

  • Capital market is a market for long-term investments

  • It includes stock markets, bond markets, and derivatives markets

  • Companies and governments raise funds through issuing stocks and bonds

  • Investors buy and sell these financial instruments to earn profits

  • Examples of financial instruments are stocks, bonds, mutual funds, and options

  • Capital mar...read more

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Q3. Different between preference share and equity share capital? What is preferance share capital

Ans.

Preference shares have fixed dividend rates and priority over equity shares in terms of dividends and assets during liquidation.

  • Preference shares have a fixed dividend rate, while equity shares do not guarantee dividends.

  • Preference shareholders have priority over equity shareholders in terms of receiving dividends and assets during liquidation.

  • Preference shares are less risky compared to equity shares.

  • Preference shares are a hybrid form of financing, combining features of bot...read more

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Q4. Tell us what you know about NT.

Ans.

NT can refer to several things, including Windows NT, neural networks, and the neurotransmitter serotonin.

  • NT stands for New Technology and was the name of Microsoft's operating system before Windows 2000.

  • NT can also refer to neural networks, which are a type of artificial intelligence that mimic the structure and function of the human brain.

  • In biology, NT often refers to neurotransmitters, which are chemicals that transmit signals between neurons in the brain and nervous syst...read more

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Q5. What is Dividend? And where should we record in the trail balance?

Ans.

Dividend is a distribution of a portion of a company's earnings to its shareholders, typically in the form of cash or additional shares.

  • Dividends are recorded in the income statement as a deduction from the company's net income.

  • They are also recorded in the statement of changes in equity.

  • In the trial balance, dividends are typically recorded as a reduction in the retained earnings account.

  • Dividends can be paid out in the form of cash or additional shares of stock.

  • Companies ma...read more

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Q6. What is asset management and investment Banking

Ans.

Asset management involves managing investments on behalf of clients, while investment banking involves advising clients on financial transactions.

  • Asset management involves managing portfolios of stocks, bonds, and other assets for clients

  • Investment banking involves advising clients on mergers and acquisitions, underwriting securities, and raising capital

  • Asset managers earn fees based on the performance of the assets they manage, while investment bankers earn fees for their ad...read more

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Q7. Golden rules of accounting 2. What is Bank reconciliation statement

Ans.

Bank reconciliation statement is a document that matches the balance in a company's bank account with the corresponding amount on a bank statement.

  • Bank reconciliation statement is prepared to identify any discrepancies between the bank balance and the company's books.

  • It helps in identifying any errors or omissions made by the bank or the company.

  • It includes items such as outstanding checks, deposits in transit, bank fees, and interest earned.

  • The statement is prepared by compa...read more

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Q8. Which programming languages do you use regularly in your work

Ans.

I use Python, Java, and SQL regularly in my work.

  • Python for data analysis and scripting

  • Java for building enterprise applications

  • SQL for database management and querying

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Q9. Example of cash and cash equivalent, and where to record

Ans.

Cash and cash equivalents are highly liquid assets that can be easily converted into cash, such as bank accounts and short-term investments.

  • Cash in hand

  • Bank accounts

  • Short-term investments like money market funds

  • Petty cash

  • Where to record: Typically recorded under current assets on the balance sheet

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Q10. 1.what are the Golden rules of accounting 2.What are equities and debt instruments

Ans.

Golden rules of accounting and equities vs debt instruments

  • Golden rules of accounting are: 1. Debit the receiver, credit the giver 2. Debit what comes in, credit what goes out 3. Debit expenses and losses, credit income and gains

  • Equities are ownership shares in a company, while debt instruments are loans made to a company

  • Equities provide ownership and potential for profit, while debt instruments provide a fixed return on investment

  • Examples of equities include stocks and share...read more

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Q11. What is capital, and where do we record it?

Ans.

Capital refers to the financial assets or resources owned by a company, and it is recorded in the balance sheet under the equity section.

  • Capital represents the funds contributed by the owners or shareholders of a company.

  • It can include common stock, preferred stock, retained earnings, and additional paid-in capital.

  • Capital is recorded in the balance sheet under the equity section, which shows the company's total assets minus its total liabilities.

  • For example, if a company iss...read more

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Q12. What are the technical websites you follow

Ans.

I follow several technical websites to stay updated with the latest trends and developments.

  • I follow TechCrunch for news on startups and emerging technologies

  • I read Wired for in-depth analysis on tech trends and their impact on society

  • I visit GitHub for open-source projects and code repositories

  • I check out Stack Overflow for technical Q&A and problem-solving

  • I follow Ars Technica for news and reviews on science and technology

  • I read The Verge for coverage on consumer technology...read more

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Q13. What is derivatives and it'it's types

Ans.

Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.

  • Types of derivatives include futures, options, swaps, and forwards.

  • Derivatives can be used for hedging, speculation, or arbitrage.

  • Examples of derivatives include stock options, commodity futures, and interest rate swaps.

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Q14. Different between trial balance and balancesheet

Ans.

Trial balance is a list of all general ledger accounts with their balances, while balance sheet is a financial statement showing assets, liabilities, and equity at a specific point in time.

  • Trial balance is an internal document used to ensure the total debits equal total credits before preparing financial statements.

  • Balance sheet is a financial statement that shows a company's financial position at a specific point in time, including assets, liabilities, and equity.

  • Trial balan...read more

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Q15. Different between future and forward derivatives

Ans.

Future and forward derivatives are similar in nature but differ in terms of standardization, trading location, and counterparty risk.

  • Futures contracts are standardized and traded on exchanges, while forward contracts are customized and traded over-the-counter.

  • Futures contracts have daily settlement and margin requirements, while forward contracts settle at maturity.

  • Futures contracts have lower counterparty risk due to the involvement of a clearinghouse, while forward contract...read more

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Q16. Difference between bond and shares. Golden rules of account

Ans.

Bonds are debt securities issued by companies or governments, while shares represent ownership in a company.

  • Bonds are a form of debt financing where investors lend money to a company or government in exchange for periodic interest payments and the return of the principal amount at maturity.

  • Shares, also known as stocks, represent ownership in a company and entitle the shareholder to a portion of the company's profits through dividends and potential capital appreciation.

  • Bondhol...read more

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Q17. talk about anything for 2 minutes in english

Ans.

I will talk about the importance of mental health in the workplace.

  • Mental health is crucial for overall well-being and productivity

  • Employers should prioritize creating a supportive environment

  • Offering mental health resources and support can benefit both employees and the company

  • Examples: Employee assistance programs, mental health days, open communication channels

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Q18. Explain derivatives and its types

Ans.

Derivatives are financial contracts that derive their value from an underlying asset or security.

  • Types of derivatives include futures, options, swaps, and forwards.

  • Futures are contracts to buy or sell an asset at a predetermined price and date.

  • Options give the holder the right, but not the obligation, to buy or sell an asset at a predetermined price and date.

  • Swaps involve exchanging cash flows based on different financial instruments.

  • Forwards are similar to futures, but are c...read more

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Q19. Who receives the dividend?

Ans.

The dividend is typically received by the shareholders of a company.

  • Dividends are payments made by a company to its shareholders as a distribution of profits.

  • Shareholders receive dividends in proportion to the number of shares they own.

  • Dividends can be paid in the form of cash, stock, or property.

  • Dividend payments are usually declared by the company's board of directors.

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Q20. What is bank and it's types

Ans.

A bank is a financial institution that accepts deposits from the public and creates credit. There are different types of banks such as retail banks, commercial banks, and investment banks.

  • Banks accept deposits from customers and provide loans and other financial services.

  • Retail banks cater to individual customers and offer services like savings accounts, checking accounts, and personal loans.

  • Commercial banks focus on providing services to businesses and corporations, such as ...read more

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Q21. Tell me something about Northern trust

Ans.

Northern Trust is a financial services company that provides wealth management, asset servicing, and asset management services.

  • Founded in 1889 in Chicago, Illinois

  • Offers services such as investment management, fund administration, and banking solutions

  • Known for its focus on wealth management for high-net-worth individuals and institutions

  • Has a global presence with offices in major financial centers around the world

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Q22. What will be your action in case of many unplanned leaves?

Ans.

I will address the issue with the employee and try to understand the reason for the unplanned leaves.

  • Schedule a meeting with the employee to discuss the issue

  • Understand the reason for the unplanned leaves

  • Explain the impact of unplanned leaves on team productivity

  • Set clear expectations for attendance and communicate consequences

  • Offer support or resources if needed

  • Monitor attendance and follow up regularly

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Q23. What is investment banking

Ans.

Investment banking involves providing financial services to corporations, governments, and other institutions.

  • Helping companies raise capital through issuing stocks and bonds

  • Advising on mergers and acquisitions

  • Providing strategic financial advice to clients

  • Assisting with IPOs (Initial Public Offerings)

  • Trading securities for clients

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Q24. What is commercial market

Ans.

The commercial market refers to the buying and selling of goods and services between businesses and consumers.

  • Involves transactions between businesses and consumers

  • Includes products and services sold for profit

  • Can be local, national, or global in scope

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Q25. what is nifty? index?

Ans.

Nifty is a stock market index in India that represents the weighted average of 50 Indian company stocks.

  • Nifty is short for National Stock Exchange Fifty

  • It is also known as Nifty 50

  • It is used as a benchmark for Indian stock market performance

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Q26. what are financial instruments

Ans.

Financial instruments are assets that can be traded and have a monetary value, such as stocks, bonds, derivatives, and currencies.

  • Financial instruments are assets that can be traded on financial markets.

  • They represent a contractual agreement between two parties.

  • Examples include stocks, bonds, derivatives, commodities, and currencies.

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Q27. Components of financial markets

Ans.

Financial markets consist of various components that facilitate the trading of financial assets.

  • Stock exchanges where equities are traded, such as NYSE and NASDAQ

  • Bond markets for trading debt securities

  • Commodity markets for trading raw materials like gold, oil, and agricultural products

  • Forex markets for trading currencies

  • Derivatives markets for trading financial contracts based on underlying assets

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Q28. Components of Financial management

Ans.

Financial management involves planning, organizing, directing, and controlling financial activities within an organization.

  • Budgeting: Creating a financial plan for the organization's future expenses and revenues.

  • Financial Reporting: Providing financial information to stakeholders to make informed decisions.

  • Risk Management: Identifying and managing financial risks to ensure the organization's stability.

  • Investment Management: Making decisions on where to invest the organization...read more

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Q29. What is hedge fund

Ans.

A hedge fund is an investment fund that pools capital from accredited individuals or institutional investors and invests in a variety of assets.

  • Hedge funds are typically only available to accredited investors due to their complex and risky nature.

  • They often use leverage and derivatives to amplify returns.

  • Hedge funds charge both a management fee and a performance fee based on the fund's profits.

  • Examples of hedge funds include Bridgewater Associates, Renaissance Technologies, a...read more

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Q30. Whats capital markets

Ans.

Capital markets are financial markets where long-term debt or equity-backed securities are bought and sold.

  • Capital markets facilitate the buying and selling of long-term financial instruments such as stocks and bonds.

  • They provide a platform for companies and governments to raise funds for various projects or operations.

  • Investors can trade securities in the capital markets to earn returns on their investments.

  • Examples of capital markets include stock exchanges like NYSE and NA...read more

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Q31. Strengths and weaknesses example live

Ans.

My strength is attention to detail and weakness is public speaking.

  • Strength: Attention to detail - I am meticulous in my work and always ensure accuracy.

  • Weakness: Public speaking - I struggle with speaking in front of large groups and get nervous.

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Q32. What is ledger??

Ans.

A ledger is a record of financial transactions that shows the balance of accounts.

  • A ledger is used to keep track of all financial transactions within a business or organization.

  • It includes details such as date, description, and amount of each transaction.

  • Ledgers are typically organized by account, with separate sections for assets, liabilities, equity, revenue, and expenses.

  • The balance of each account is calculated by adding up the debits and credits for that account.

  • Examples...read more

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Q33. Types of financial markets

Ans.

Financial markets are platforms where buyers and sellers trade financial assets such as stocks, bonds, currencies, and commodities.

  • Stock market - where shares of publicly traded companies are bought and sold

  • Bond market - where debt securities are bought and sold

  • Foreign exchange market - where currencies are traded

  • Commodity market - where raw materials or primary agricultural products are traded

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Q34. How you will react in difficult condition?

Ans.

I will remain calm, assess the situation, and take appropriate actions to resolve the difficulty.

  • Stay calm and composed

  • Assess the situation and understand the root cause of the difficulty

  • Identify possible solutions and evaluate their feasibility

  • Communicate effectively with team members and stakeholders

  • Take decisive actions to resolve the difficulty

  • Monitor the progress and make necessary adjustments

  • Learn from the experience to prevent similar difficulties in the future

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Q35. How do you differentiate blocker and High priority issues found and what action to be taken to them

Ans.

Blocker issues are critical and prevent progress, while high priority issues are important but not critical. Blockers require immediate action, while high priority issues can be addressed in a timely manner.

  • Blocker issues are those that prevent progress or cause a system to fail completely

  • High priority issues are important but not critical to the system's functionality

  • Blockers require immediate action, while high priority issues can be addressed in a timely manner

  • Blockers sho...read more

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Q36. Difference between PE and Hegde fund accounting

Ans.

PE accounting focuses on long-term investments in private companies, while hedge fund accounting deals with short-term investments in public markets.

  • PE accounting involves valuing illiquid assets based on fair value, while hedge fund accounting focuses on marking-to-market liquid assets.

  • PE funds typically have longer investment horizons and less frequent valuations compared to hedge funds.

  • PE funds often use capital calls and distributions, while hedge funds may have daily liq...read more

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Q37. What is your experience with API integration in Thoughtspot?

Ans.

I have extensive experience with API integration in Thoughtspot.

  • Developed custom API integrations to pull data from external sources into Thoughtspot

  • Utilized Thoughtspot's REST API to automate data loading and report generation

  • Worked closely with IT teams to troubleshoot and optimize API connections

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Q38. Journal entries for booking of Non-trading accruals.

Ans.

Journal entries for booking of Non-trading accruals

  • Non-trading accruals are expenses that have been incurred but not yet paid

  • To book a non-trading accrual, a journal entry is made to record the expense and the corresponding liability

  • The expense is debited and the liability account is credited

  • Example: If a company has incurred $1,000 in legal fees but has not yet received an invoice, the journal entry would be: Debit Legal Expenses $1,000, Credit Accrued Liabilities $1,000

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Q39. What is call and put options and difference

Ans.

Call and put options are financial contracts that give the holder the right, but not the obligation, to buy (call) or sell (put) an asset at a specified price within a specified time period.

  • Call option: gives the holder the right to buy an asset at a specified price within a specified time period.

  • Put option: gives the holder the right to sell an asset at a specified price within a specified time period.

  • Difference: Call options are used when the investor expects the price of t...read more

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Q40. How to create hash map of your own object present in list Overloading vs overriding Java 8 stream coding questions Hashcode and equal method use

Ans.

Creating a hash map of custom objects in a list, overloading vs overriding, Java 8 stream coding, and using hashcode and equals methods.

  • To create a hash map of custom objects in a list, you can use a loop to iterate through the list and add each object to the map with a unique key.

  • Overloading is having multiple methods in the same class with the same name but different parameters, while overriding is implementing a method in a subclass that is already present in its superclas...read more

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Q41. What are derivatives in financial terms?

Ans.

Derivatives in financial terms are financial instruments whose value is derived from an underlying asset or group of assets.

  • Derivatives can be used for hedging against risk, speculating on price movements, or gaining exposure to assets without owning them.

  • Common types of derivatives include options, futures, forwards, and swaps.

  • For example, a call option gives the holder the right to buy an asset at a specified price within a certain time frame.

  • Another example is a futures co...read more

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Q42. Difference between Mutual fund and Hedge fund What is Equity, Bond and Debenture

Ans.

Mutual funds pool money from multiple investors to invest in a diversified portfolio of securities, while hedge funds are more exclusive and use more complex strategies.

  • Mutual funds are regulated investment vehicles that pool money from multiple investors to invest in a diversified portfolio of securities

  • Hedge funds are private investment partnerships that are typically only available to accredited investors and employ more complex strategies such as short selling and leverag...read more

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Q43. State Differences between equity shares and preference shares ?

Ans.

Equity shares represent ownership in a company, while preference shares have priority in dividend payments and liquidation.

  • Equity shares represent ownership in a company, giving shareholders voting rights and a share in profits.

  • Preference shares have priority in dividend payments over equity shares, typically with a fixed dividend rate.

  • In the event of liquidation, preference shareholders are paid before equity shareholders.

  • Equity shareholders bear higher risk but have potenti...read more

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Q44. Explain income statement, balance sheet, element of CFS

Ans.

Income statement shows company's financial performance, balance sheet shows assets and liabilities, CFS elements include operating, investing, and financing activities.

  • Income statement: shows company's revenues, expenses, and profits over a period of time (e.g. quarterly or annually)

  • Balance sheet: provides a snapshot of company's assets, liabilities, and shareholders' equity at a specific point in time

  • Cash Flow Statement (CFS) elements: operating activities (e.g. cash from sa...read more

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Q45. What is delta and it's formula

Ans.

Delta is a measure of the change in a variable, calculated by subtracting the initial value from the final value.

  • Delta = Final Value - Initial Value

  • It is often used in mathematics and science to represent the difference between two values

  • For example, if the initial value is 10 and the final value is 15, the delta would be 5

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Q46. Derivative and it's types

Ans.

Derivative is a financial instrument whose value is derived from an underlying asset or security.

  • Types of derivatives include options, futures, forwards, and swaps.

  • Derivatives are used for hedging, speculation, and arbitrage.

  • Example: A call option on a stock gives the holder the right to buy the stock at a specified price within a certain time frame.

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Q47. What you know about Trade life cycle explain

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Q48. What is secondary market

Ans.

Secondary market is where investors buy and sell securities that have already been issued.

  • Investors trade previously issued securities among themselves

  • Provides liquidity to investors by allowing them to buy and sell securities easily

  • Examples include stock exchanges like NYSE and NASDAQ

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Q49. What is custodian bank

Ans.

A custodian bank is a financial institution that holds and safeguards assets for clients, such as securities, cash, and other investments.

  • Provides safekeeping of assets for clients

  • Processes transactions related to securities and cash

  • May also provide other services such as fund accounting and administration

  • Examples include State Street, BNY Mellon, and J.P. Morgan

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Q50. What do you know about GDPR

Ans.

GDPR is a regulation that protects the data privacy of individuals in the European Union.

  • GDPR stands for General Data Protection Regulation

  • It was implemented in May 2018 to give individuals more control over their personal data

  • GDPR applies to all companies processing personal data of individuals in the EU, regardless of the company's location

  • It requires companies to obtain explicit consent before collecting personal data and to notify authorities of data breaches within 72 ho...read more

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Q51. What do you mean by AML

Ans.

AML stands for Anti-Money Laundering, which refers to the laws and regulations designed to prevent criminals from disguising illegally obtained funds as legitimate income.

  • AML laws require financial institutions to monitor customer transactions and report any suspicious activity to authorities.

  • Examples of suspicious activities include large cash deposits, frequent international wire transfers, and transactions involving high-risk countries.

  • Compliance with AML regulations is cr...read more

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Q52. What is FV Hierarchy

Ans.

FV Hierarchy refers to the hierarchy of financial values in a financial model or analysis.

  • FV Hierarchy is used to organize and prioritize financial values based on their importance and impact.

  • It helps in understanding the relationships and dependencies between different financial values.

  • For example, in a discounted cash flow analysis, the future value of cash flows is organized in a hierarchy based on their timing and relevance.

  • FV Hierarchy can be represented through a tree-l...read more

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Q53. Explain difference between concurrent hashmap and hashmap

Ans.

ConcurrentHashMap allows multiple threads to read and write concurrently, while HashMap is not thread-safe.

  • ConcurrentHashMap allows multiple threads to read and write concurrently without the need for external synchronization, making it suitable for high-concurrency applications.

  • HashMap is not thread-safe and can lead to data corruption if accessed by multiple threads simultaneously without proper synchronization.

  • ConcurrentHashMap achieves thread-safety by dividing the map in...read more

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Q54. What is capital profit ?

Ans.

Capital profit is the profit earned from the sale of capital assets such as stocks, bonds, or real estate.

  • Capital profit is the difference between the selling price and the purchase price of a capital asset.

  • It is a type of investment income that is subject to capital gains tax.

  • Capital profit can be realized through the sale of stocks, bonds, real estate, or other investments.

  • It is important for financial analysts to consider capital profit when evaluating investment opportuni...read more

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Q55. Structure of stock market

Ans.

Stock market is a platform where securities like stocks and bonds are bought and sold.

  • Stock market is a place where investors buy and sell shares of publicly traded companies.

  • It provides a platform for companies to raise capital by issuing stocks to the public.

  • Stock markets can be physical locations (e.g. New York Stock Exchange) or virtual (e.g. NASDAQ).

  • Prices of stocks are determined by supply and demand, influenced by various factors like company performance, economic cond...read more

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Q56. Types of financial derivatives

Ans.

Financial derivatives are contracts whose value is derived from the performance of an underlying asset, index, or rate.

  • Types include options, futures, forwards, and swaps

  • Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price before or on a specified date

  • Futures are standardized contracts to buy or sell an asset at a specified price on a specified date in the future

  • Forwards are customized contracts to buy or sell an asset at a s...read more

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Q57. Creating backups for each process

Ans.

Creating backups for each process is crucial for data safety and disaster recovery.

  • Identify critical processes and data to be backed up

  • Choose appropriate backup method (full, incremental, differential)

  • Schedule regular backups and test the restore process

  • Store backups in secure offsite location

  • Consider using cloud-based backup solutions

  • Document backup procedures and update as needed

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Q58. tell about ur master thesis

Ans.

My master thesis focused on the impact of social media on consumer behavior.

  • Researched how social media platforms influence purchasing decisions

  • Analyzed data from surveys and case studies

  • Identified trends in online shopping behavior

  • Examined the role of influencers in shaping consumer preferences

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Q59. What is 0% bonds

Ans.

0% bonds are bonds that offer no interest payments to the bondholder.

  • 0% bonds are issued at a discount to their face value and redeemed at face value upon maturity.

  • Investors purchase 0% bonds for less than face value and receive the full face value at maturity.

  • These bonds are also known as zero-coupon bonds.

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Q60. What is equity

Ans.

Equity represents ownership in a company and is calculated as assets minus liabilities.

  • Equity is the value of an asset after deducting any liabilities associated with that asset.

  • It represents the ownership interest in a company and can be in the form of common stock, preferred stock, or retained earnings.

  • Equity can also refer to the value of a property or investment after debts are paid off.

  • Equity is important for investors as it indicates the residual value that shareholders...read more

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Q61. What do you mean FATCA

Ans.

FATCA stands for Foreign Account Tax Compliance Act, a US law aimed at combating tax evasion by US persons holding accounts overseas.

  • FATCA requires foreign financial institutions to report information about financial accounts held by US taxpayers to the IRS.

  • Non-compliance with FATCA can result in penalties for both individuals and financial institutions.

  • FATCA has led to increased transparency in global financial transactions and has helped the IRS identify tax evaders.

  • Many co...read more

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Q62. How to manage projects?

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Q63. How to handle feedback

Ans.

Handling feedback involves active listening, acknowledging the feedback, and taking appropriate action.

  • Listen actively and attentively to the feedback without interrupting

  • Acknowledge the feedback and thank the person for sharing it

  • Reflect on the feedback and take appropriate action to address any issues

  • Ask for clarification or examples if needed

  • Avoid becoming defensive or dismissive of the feedback

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Q64. Trade breaks for nostro and position

Ans.

Trade breaks for nostro and position refer to discrepancies in trade details between internal records and external counterparties.

  • Trade breaks can occur due to errors in trade execution, confirmation, or settlement processes.

  • Nostro breaks refer to discrepancies in cash or securities balances with external banks or financial institutions.

  • Position breaks occur when there are discrepancies in the reported positions of securities or derivatives.

  • Resolving trade breaks promptly is ...read more

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Q65. Types of corporate action

Ans.

Corporate actions refer to events initiated by a public company that impact its shareholders and securities.

  • Dividends: Distribution of profits to shareholders

  • Stock splits: Increase in number of shares outstanding

  • Mergers and acquisitions: Combination of two companies

  • Spin-offs: Creation of a new independent company

  • Rights issues: Offering existing shareholders the right to buy additional shares at a discounted price

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Q66. What does NT Caters to?

Ans.

NT caters to providing technology solutions and services.

  • NT caters to IT consulting services

  • NT provides software development solutions

  • NT offers cloud computing services

  • NT serves clients in various industries such as healthcare, finance, and retail

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Q67. Difference between Java version

Ans.

Java versions differ in features, performance, and compatibility with libraries and frameworks.

  • Major differences between Java versions include new features, performance improvements, and compatibility with libraries and frameworks.

  • For example, Java 8 introduced lambda expressions and the Stream API, while Java 11 added local-variable syntax for lambda parameters.

  • It is important to consider the specific requirements of a project when choosing a Java version to ensure compatibi...read more

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Q68. Difference between MVC and MVVM

Ans.

MVC separates application into Model, View, Controller. MVVM adds ViewModel to separate UI logic from business logic.

  • MVC stands for Model-View-Controller, where Model represents data, View represents UI, and Controller handles user input.

  • MVVM stands for Model-View-ViewModel, where ViewModel acts as a mediator between Model and View, separating UI logic from business logic.

  • In MVC, the View directly interacts with the Model, while in MVVM, the ViewModel interacts with both the ...read more

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Q69. What is functional interface

Ans.

A functional interface is an interface that contains only one abstract method and can be used as a lambda expression.

  • Functional interfaces can have multiple default or static methods, but only one abstract method.

  • Examples of functional interfaces in Java include Runnable, Callable, and Comparator.

  • Functional interfaces are often used in lambda expressions to provide a concise way of implementing single-method interfaces.

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Q70. Golden Rules of accounting

Ans.

Golden Rules of accounting are basic principles to maintain financial records accurately.

  • Debit the receiver, credit the giver

  • Debit what comes in, credit what goes out

  • Debit all expenses and losses, credit all incomes and gains

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Q71. What are derivatives

Ans.

Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.

  • Derivatives can be used for hedging against risk, speculating on price movements, or gaining exposure to assets without owning them.

  • Common types of derivatives include options, futures, forwards, and swaps.

  • For example, a call option gives the holder the right to buy an asset at a specified price within a certain time frame.

  • Derivatives are traded on exchanges or over-the-co...read more

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Q72. What is investment Compliance

Ans.

Investment Compliance refers to the process of ensuring that investment firms and professionals comply with legal and regulatory requirements.

  • Investment Compliance involves monitoring and reporting on activities such as insider trading, market manipulation, and conflicts of interest.

  • It also involves ensuring that investment firms and professionals follow rules related to disclosure, record-keeping, and reporting.

  • Examples of regulations that investment firms and professionals ...read more

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Q73. Fund accounting in breef

Ans.

Fund accounting is a specialized accounting system used by non-profit organizations and government agencies to track and manage funds.

  • It involves tracking and reporting on the use of funds for specific purposes

  • It ensures compliance with legal and regulatory requirements

  • It allows for transparency and accountability in financial reporting

  • Examples include tracking donations for a charity or grants for a government agency

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Q74. What is a ups?

Ans.

A UPS (Uninterruptible Power Supply) is a device that provides emergency power to a load when the input power source fails.

  • UPS devices typically consist of a battery backup, surge protector, and voltage regulator.

  • They are commonly used to protect computers, data centers, and other electronic equipment from power disruptions.

  • UPS systems come in various sizes and capacities to meet different power requirements.

  • Examples of UPS brands include APC, CyberPower, and Tripp Lite.

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Q75. Duration of bond

Ans.

Duration of bond refers to the sensitivity of a bond's price to changes in interest rates.

  • Duration measures the weighted average time it takes for a bond's cash flows to repay its purchase price.

  • Higher duration means higher sensitivity to interest rate changes.

  • Duration helps investors understand the risk associated with a bond's price fluctuation.

  • For example, a bond with a duration of 5 years will see its price decrease by 5% if interest rates rise by 1%.

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Q76. tell my about stock market

Ans.

Stock market is a platform where securities like stocks, bonds, and commodities are bought and sold.

  • Stock market allows companies to raise capital by selling shares of ownership to investors

  • Investors can buy and sell stocks to potentially earn profits

  • Stock prices are influenced by various factors like company performance, economic conditions, and investor sentiment

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Q77. Whats the most testing phase

Ans.

The most testing phase is when team members face challenges that require them to go above and beyond their usual responsibilities.

  • Dealing with a high-pressure project deadline

  • Resolving conflicts within the team

  • Adapting to unexpected changes in the project scope

  • Handling difficult team dynamics

  • Managing team members who are not meeting expectations

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Q78. Process of new New Application

Ans.

The process of developing a new application involves planning, designing, coding, testing, and deploying.

  • Gather requirements from stakeholders

  • Create wireframes and mockups

  • Develop code using appropriate technologies

  • Test application for bugs and performance issues

  • Deploy application to production environment

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Q79. What is breakers

Ans.

Breakers are electrical devices designed to protect an electrical circuit from damage caused by overload or short circuit.

  • Breakers automatically stop the flow of electricity when a fault is detected.

  • They can be reset after tripping to restore power to the circuit.

  • Common types include circuit breakers and fuse breakers.

  • Breakers are essential for preventing electrical fires and protecting equipment.

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Q80. please draw ups diagram

Ans.

The candidate was asked to draw a UPS diagram during the interview for Technician position.

  • Include components like battery, inverter, rectifier, and load in the diagram

  • Show the flow of electricity from the utility to the load through the UPS system

  • Label each component clearly for better understanding

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Q81. Full form of McCabe

Ans.

McCabe is an acronym for 'Maximum Combined Airborne Combat Equipment'

  • McCabe stands for 'Maximum Combined Airborne Combat Equipment'

  • It is used in the context of military equipment and operations

  • Example: The soldiers were equipped with McCabe gear for the mission

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Q82. Name of your mean?

Ans.

My name is John Smith.

  • My first name is John.

  • My last name is Smith.

  • I go by the name John Smith in professional settings.

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Q83. Share the facts

Ans.

Facts about what topic?

  • Please specify the topic for which you want facts.

  • Once the topic is clear, I can provide relevant and accurate facts.

  • For example, if the topic is climate change, I can share facts about its causes, effects, and solutions.

Add your answer

Q84. Background of NT

Ans.

NT stands for Neurotransmitter, which are chemical messengers that transmit signals across a synapse from one neuron to another.

  • NTs play a crucial role in communication within the nervous system.

  • Examples of NTs include serotonin, dopamine, and acetylcholine.

  • Imbalances in NT levels can lead to various neurological and psychiatric disorders.

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