1. Take me through your profile ? 2. What is CIBIL score and it's relevance ? 3. Difference in balance sheet of bank and other companies ? 4. What is capital adequacy ratio and Basel norms ? 5. Financial ratios like turnover ratio, ROI, ROE, RONW. 6. Banks NPA issue and how to resolve it.

Question

Accepted Answer

The interview questions cover topics such as profile overview, CIBIL score, balance sheet differences, capital adequacy ratio, Basel norms, financial ratios, and NPA issues in banks.

Provide an overview of your profile, highlighting your relevant experience and qualifications.
Explain what CIBIL score is and its importance in assessing creditworthiness.
Discuss the variations between the balance sheets of banks and other companies.
Define capital adequacy ratio and explain its significance in measuring a bank's financial strength.
Describe the Basel norms and their role in regulating banking practices globally.
Explain financial ratios like turnover ratio, ROI (Return on Investment), ROE (Return on Equity), and RONW (Return on Net Worth).
Discuss the issue of Non-Performing Assets (NPAs) in banks and propose potential solutions to address it.

Accepted Answer

Balance Sheet is a part of financial statements which shows actual financial position of an organisation.

Accepted Answer

CIBIL Score is a three-digit numeric summary of your credit history. The score is derived using the credit history found in the CIBIL Report (also known as CIR i.e Credit Information Report).

Accepted Answer

Basically compare to balance sheet , and workout and solve & solution to

Accepted Answer

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taranisen Dehury

Good morning sir/madam. My name is Gopalachari konaparthi I am live in Hyderabad, telangana. (2) My civil score is 751. (3) A bank's balance sheet is difference from that of a typical company. (4)The Basel lll norms stipulated a capital to risk Weighted asset Of 8%. (6) debt Recovery tribunals. The act which passed by the indi parliament in 1993.

Accepted Answer

Good morning sir/madam. My name is taranisen dehury now I am live in jharsuguda, odisha. (2) My civil score is 761. (3) A bank's balance sheet is difference from that of a typical company. (4)The Basel lll norms stipulated a capital to risk Weighted asset Of 8%. (6) debt Recovery tribunals. The act which passed by the indi parliament in 1993.

1. Take me through your profile ? 2. What is CIBIL score and it's relevance ? 3. Difference in balance sheet of bank and other companies ? 4. What is capital adequacy ratio and Basel norms ? 5. Financial ratios like turnover ratio, ROI, ROE, RONW. 6. Banks NPA issue and how to resolve it.

Top HR questions asked in IndusInd Bank Relationship Manager - Ecrm