TecKnowledge Development Pvt Ltd Interview Questions and Answers

To analyse a mutual fund, one needs to look at its past performance, expense ratio, investment strategy, and risk profile.

• Check the fund's historical returns and compare them to its benchmark index

• Evaluate the fund's expense ratio and ensure it is not too high

• Understand the fund's investment strategy and ensure it aligns with your investment goals

• Assess the fund's risk profile and ensure it matches your risk tolerance

• Consider the fund's asset allocation and diversification

• Loo...read more

The stock market is a platform where securities like stocks and bonds are bought and sold.

• Stock market is a place where investors buy and sell shares of publicly traded companies.

• Prices of stocks are determined by supply and demand.

• Investors can make profits by buying low and selling high.

• Stock market indices like S&P 500 and Dow Jones Industrial Average track the performance of the market.

• Factors like economic indicators, company earnings, and geopolitical events can influen...read more

LTCG stands for Long Term Capital Gains and STCG stands for Short Term Capital Gains.

• LTCG is the profit made from selling an asset held for more than one year.

• STCG is the profit made from selling an asset held for one year or less.

• LTCG is taxed at a lower rate than STCG in many countries.

• Example: Selling a stock held for 2 years results in LTCG, while selling a stock held for 6 months results in STCG.

Different types of debt mutual funds include liquid funds, ultra short-term funds, short-term funds, income funds, and gilt funds.

• Liquid funds invest in short-term money market instruments with high liquidity.

• Ultra short-term funds invest in debt securities with a slightly longer maturity than liquid funds.

• Short-term funds invest in debt securities with a maturity of 1-3 years.

• Income funds invest in a mix of debt securities to provide regular income to investors.

• Gilt funds in...read more

Different types of ratios include liquidity ratios, profitability ratios, efficiency ratios, and solvency ratios.

• Liquidity ratios measure a company's ability to pay off short-term debts.

• Profitability ratios assess a company's ability to generate profit.

• Efficiency ratios evaluate how well a company utilizes its assets.

• Solvency ratios indicate a company's ability to meet long-term obligations.

• Examples include current ratio, return on equity, asset turnover ratio, and debt to eq...read more