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I applied via Naukri.com and was interviewed before Feb 2022. There were 4 interview rounds.
Risk Management Role & Experience. Knowledge updates
Profitability analysis in the credit cards business involves evaluating the financial performance and returns generated by credit card operations.
Profitability analysis helps assess the effectiveness of credit card strategies and identify areas for improvement.
Key metrics for profitability analysis include net interest margin, fee income, credit losses, and operating expenses.
Comparing profitability across different cu...
To find the average profit on a given loan, divide the total profit by the number of loans.
Calculate the total profit earned on the loan
Determine the number of loans
Divide the total profit by the number of loans to find the average profit
Example: If the total profit earned on 10 loans is $1000, the average profit per loan is $100
When choosing between two marketing schemes, it's important to consider the target audience, budget, and goals.
Consider the target audience and which scheme would be more appealing to them
Evaluate the budget and determine which scheme is more cost-effective
Assess the goals of the marketing campaign and choose the scheme that aligns best with those goals
Conduct market research to gather data on the effectiveness of each...
Setting up a new ATM involves various costs and considerations such as location, equipment, maintenance, and security.
Location is a crucial factor in determining the success of an ATM. It should be easily accessible and visible to potential users.
Equipment costs include the ATM machine, software, and communication systems.
Maintenance costs include regular servicing, cash replenishment, and repairs.
Security measures suc...
I asked my peers for help when I was struggling with a project deadline.
I explained my situation and asked for their input
They were able to offer suggestions and resources that helped me meet the deadline
I expressed my gratitude and offered to return the favor in the future
I had to learn a new programming language for a project
Researched online resources and tutorials
Practiced coding exercises to gain proficiency
Collaborated with team members who were experienced in the language
Implemented the language in the project successfully
I led a team to complete a project in 3 days instead of 5
Set clear goals and priorities
Divide tasks among team members based on strengths
Communicate regularly to ensure progress and address issues
Worked overtime to meet the deadline
Received positive feedback from the client
I applied via Campus Placement
I applied via Recruitment Consulltant
Dress coding language knowledge checking obedient
Answering questions related to delegation of power, cut off limits, share conversion, dematerialization, and preserving relationships with other companies.
Delegation of power should be in accordance with the company's policies and guidelines.
Cut off limits for each department should be clearly defined and communicated to all employees.
To convert physical shares to the company, the shareholder needs to submit the share ...
based on 1 interview
Interview experience
Manager
13
salaries
| ₹5 L/yr - ₹13.2 L/yr |
Assistant Manager
13
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| ₹4.9 L/yr - ₹10 L/yr |
Equity Dealer
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| ₹1.8 L/yr - ₹4 L/yr |
Software Developer
7
salaries
| ₹2.4 L/yr - ₹3.4 L/yr |
Senior Executive
7
salaries
| ₹2.4 L/yr - ₹6 L/yr |
IVTL Infoview Technologies
Bank Muscat
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