You are a bank owner & you need to design a new credit system. What factors will you consider before judging whether a customer should be given a loan or not
AnswerBot
1y
Factors to consider before giving a loan to a customer as a bank owner
Credit score and history
Income and employment status
Debt-to-income ratio
Collateral or assets
Purpose of the loan
Repayment ability
Cr...read more
Arthi.T
1y
Check customers Credit score and history. It's important to check income and employment status. As a manager I want to know the Purpose of the loan taken by the customers. The other factors should be ...read more
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