Questions were related with marketing like how can we select a good and valuable customer with good relationship? how can you know your customer well that he will not intensely bacame defaulter in future? And also main focus on collection of NPA accounts. It means if installment is not coming find the reason behind it. and what action you will take to collect money in that account. Either seizing required or any other legal process tell according to the situation. experience, from previous years.

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Accepted Answer

1st of all If vehicle has traced then need to be seized, if vehicle not traced then we have to take legal action arbitration or sec 138

Accepted Answer

Informs the customer about the loss and legal action for not paying the installment on time and tries to find out the reason for the customer's installment breaking

Accepted Answer

हम अपने ग्राहक का परफेक्ट एफ आई करके उसके मार्केटिंग रिलेशन से चर्चा करके हम जान सकते है व्यक्ति कैसा है वो कर्ज से दबा हुआ है या मार्केट में ग्रोथ कर रहा है या स्टेबल है मार्केट में , उसका लेन देन में व्यवहार परफेक्ट है या नही इसके बारे में पता करके हम ये कह सकते कस्टमर आने वाले दिनों में एनपीए में नहीं जायेगा

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