Digit Insurance Claims Executive Interview Questions and Answers

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Q1. Introduce about yourself
Ans. 
I am a dedicated and experienced Claims Executive with a strong background in insurance and risk management.
• Over 5 years of experience in handling insurance claims

• Proficient in analyzing policies and determining coverage

• Skilled in negotiating settlements with clients and third parties

• Excellent communication and problem-solving skills

• Managed a team of claims adjusters to ensure timely and accurate processing
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Q2. Parts of vehicle
Ans. 
Various parts of a vehicle include engine, transmission, brakes, tires, and suspension.
• Engine

• Transmission

• Brakes

• Tires

• Suspension
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Q1. Self details and job description
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Q1. Basic Questions related to educational background and some practical questions
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Q1. What you know about processs of reimbursement
Ans. 
Reimbursement process involves submitting claims for payment of services or expenses incurred.
• Reimbursement process starts with submitting a claim form with necessary documentation.

• The claim is then reviewed by the insurance company or employer to determine eligibility.

• Once approved, the reimbursement is processed and payment is issued to the claimant.

• Examples of reimbursement include medical expenses, travel expenses,
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Q2. What's cashless claim
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Q1. Types of engines,which is better diesel or petrol,reson .basic components in car
Ans. 
Diesel engines are more fuel-efficient and have higher torque, while petrol engines are smoother and quieter.
• Diesel engines are more suitable for heavy-duty vehicles and long-distance driving.

• Petrol engines are better for city driving and shorter distances.

• Basic components in a car include engine, transmission, suspension, brakes, and steering.

• Other components include fuel system, exhaust system, electrical system, and
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Q1. (2-3 chance are given)
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Q1. Tell me about Yourself?
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Q2. What do you know about the company?
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Q1. Share details of your previous job.
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Q2. What is your family background?
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Q3. Why are you looking for a change?
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Q4. Tell me about yourself.
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Q1. What are your salary expectations?
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Q2. What is your family background?
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Q3. Why should we hire you?
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Q4. What are your strengths and weaknesses?
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Q5. Tell me about yourself.
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Q6. I can give you only this amount, if you agree then i will process your next interview?
Ans. Thankyou for your good salary amount, but on my study level and my experiences I am not agree with this amount, i need much more payment to handle to my expensive, if you are agree then process other wise have a good day, nice to meeting with you.
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