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A term loan is a type of loan that is repaid in regular installments over a set period of time.
Term loans have a fixed repayment schedule, typically ranging from one to ten years.
Interest rates on term loans can be fixed or variable.
Term loans are commonly used for financing major purchases or investments, such as buying equipment or expanding a business.
The borrower receives the full loan amount upfront and repays it
Different types of loans include personal loans, home loans, auto loans, student loans, and business loans.
Personal loans are unsecured loans that individuals can use for various purposes.
Home loans are used to purchase a home or real estate property.
Auto loans are specifically for purchasing a vehicle.
Student loans are used to finance education expenses.
Business loans are for funding business operations or expansion.
I applied via Recruitment Consulltant and was interviewed before May 2023. There was 1 interview round.
Prepayment and accruals are accounting concepts used to recognize revenue and expenses in the appropriate accounting period.
Prepayment refers to when a company pays for goods or services before they are received. This is recorded as an asset on the balance sheet until the goods or services are received.
Accruals refer to when a company recognizes revenue or expenses before cash is exchanged. This is done to match revenu...
Prepayment entry is made to record advance payment for goods or services not yet received.
Prepayment entry involves debiting Prepaid Expenses account and crediting Cash or Accounts Payable account.
It represents a liability until the goods or services are received.
Example: A company pays rent for the next three months in advance, the entry would be to debit Prepaid Rent and credit Cash.
Closing refers to the final stage of a sales process where a deal is completed and the customer commits to making a purchase.
Closing involves asking for the sale and overcoming any objections the customer may have.
Common closing techniques include the assumptive close, the summary close, and the urgency close.
Examples of closing questions include 'Would you like to proceed with the purchase today?' or 'Is there anythin
I applied via Recruitment Consulltant and was interviewed in Apr 2022. There were 2 interview rounds.
I am open to working in any location that offers growth opportunities and a positive work environment.
I am flexible and willing to relocate if necessary.
I have experience working in diverse locations and adapting to new environments.
I prioritize professional growth and development over location preferences.
I am confident in my skills and abilities to contribute effectively to any team or organization.
CSC Global interview questions for designations
I applied via Naukri.com and was interviewed in Apr 2020. There were 3 interview rounds.
I applied via Other and was interviewed before Dec 2020. There were 4 interview rounds.
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I was interviewed before Oct 2016.
I was interviewed before Nov 2016.
I want to join Wipro because of its reputation for innovation and career growth opportunities.
Wipro is known for its cutting-edge technology solutions
I am impressed by Wipro's commitment to employee development
I believe Wipro will provide me with a challenging and rewarding work environment
I was interviewed in May 2017.
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